12 N 1st St, Oakland, MD 21550 Property Records

Garrett County property record for 12 N 1st St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,492 sqft · built 1890
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Oct 1994)
Tax Bill	$1,228 (2026)
Deeds & Mortgages	Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-006355`

Property Details

APN / Parcel Number

Primary APN	`17-006355`
Alternative APN	`006355`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,492 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006355
Street Address	12 N 1ST ST
City	OAKLAND
State	MD
Zip	21550-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.11 AC 12 N 1ST ST OAKLAND
Legal Subdivision	WILSONS FIRST ADDITION
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3037
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 N 1st St is owned and occupied by an individual who bought it in October 1994.

Source: Garrett County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12 N 1ST ST, OAKLAND, MD 21550-1200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 1994 · Amount on File
Deed Sale	Oct 28, 1994 · Amount on File
Deed Document Number	19941188
Deed Book / Page	640 / 607
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 17, 2018
Property Address	12 N 1ST ST, OAKLAND, MD 21550-1200
Document Number	0021100423
Book / Page	002110 / 000423
Instrument Date	Dec 13, 2018
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 N 1ST ST OAKLAND MD 215501200, OAKLAND, MD 21550-1200

Tax Assessment & Valuation

The 2026 property tax bill for 12 N 1st St was $1,228 with a homeowner's exemption, up 0.9% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,228.00 (+0.9%) Homeowner's exemption	$85,467 (+3.6%)	$91,400 (+10.79%) Land $10,700 Building $80,700
2025	$1,217.00 Homeowner's exemption	$82,500 Land $10,700 Building $71,800	$82,500 Land $10,700 Building $71,800
2023	$1,167.00 Homeowner's exemption	$72,633	$82,500 Land $10,700 Building $71,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 N 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 N 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures