16 Mountain Laurel Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 16 Mountain Laurel Rd, Ayer, MA 01432 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,554 sqft · built 2010
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jun 2025)
Tax Bill	$9,591 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`AYER M:023 B:0000 L:0069`

Property Details

APN / Parcel Number

Primary APN	`AYER M:023 B:0000 L:0069`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,554 sqft Living Area
Basement Area	1,540 sqft
Unfinished Basement	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 MOUNTAIN LAUREL RD
City	AYER
State	MA
Zip	01432-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	69
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2010
Census Tract	325101

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:023 B:0000 L:0069

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 MOUNTAIN LAUREL RD, AYER, MA 01432-5501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST COMMUNITY MORTGAGE
Jul 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
May 05, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	May 05, 2017 · Amount on Record
Deed Document Number	202567894
Deed Book / Page	84231 / 521
Record Updated	Sep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	Jun 16, 2025
Property Address	16 MOUNTAIN LAUREL RD, AYER, MA 01432-5501
Document Number	084231-521
Book / Page	84231 / 521
Instrument Date	Jun 16, 2025
Instrument	67894
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 MOUNTAIN LAUREL RD, AYER, MA 01432-5501

Mortgage

Document Number	0000067895
Date	Jun 16, 2025
Instrument	67895

Lender

Name	FIRST COMMUNITY MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	16 MOUNTAIN LAUREL RD, AYER, MA 01432-5501
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75245-15
Date	Jul 30, 2020
Book Page	75245/15
Instrument	125586

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	16 MOUNTAIN LAUREL RD, AYER, MA 01432-5501
Document Number	73474-371
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MOUNTAIN LAUREL RD AYER MA 014325501, AYER, MA 01432-5501

Mortgage

Document Number	73474-371
Date	Oct 17, 2019
Book Page	073474/000371
Instrument	159919

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 16, 2046

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	May 05, 2017
Property Address	16 MOUNTAIN LAUREL RD, AYER, MA 01432-5501
Document Number	69242-429
Book / Page	069242 / 000429
Instrument Date	Apr 25, 2017
Instrument	66790
Transaction Type	Transfer
Record Updated	May 23, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,476.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 MOUNTAIN LAUREL RD AYER MA 014325501, AYER, MA 01432-5501

Mortgage

Document Number	69242-434
Date	May 05, 2017
Book Page	069242/000434
Instrument	66791

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,591.00 (+11.5%)	$801,900 (+15.78%) Land $228,000 Building $573,900	$941,735 (+22.11%)
2024			$771,210
2023	$8,602.00	$692,600 Land $215,000 Building $477,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 150 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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