15A Mountain Laurel Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 15A Mountain Laurel Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,268 sqft · built 2013
Lot Size1.15 acres (50,094 sqft)
Owner2 Individual Names on Record
Last Sale$514,000 (May 2018)
Tax Bill$9,247 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Sep 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:023 B:0000 L:0058

Property Details

APN / Parcel Number

Primary APNAYER M:023 B:0000 L:0058

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,268 sqft Living Area
Basement Area1,312 sqft
Unfinished Basement1,312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area50,094 sqft (1.15 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address15A MOUNTAIN LAUREL RD
CityAYER
StateMA
Zip01432-5500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number58
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2010
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 MOUNTAIN LAUREL RD, A, AYER, MA 01432-5500
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Line of Credit
THE WASHINGTON TRUST CO OF WESTERLY
Sep 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
May 11, 2018Quit Claim Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2018 · Amount on Record
Deed SaleMay 11, 2018 · Amount on Record
Prior SaleSep 24, 2015 · Amount on Record
Deed Book / Page70996 / 443
Transfer Doc070996-443
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address15A MOUNTAIN LAUREL RD, AYER, MA 01432-5500
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number077648-130
DateApr 30, 2021
Book Page77648/130
Instrument97621
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 1, 2051
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address15A MOUNTAIN LAUREL RD, AYER, MA 01432-5500
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75667-198
DateSep 21, 2020
Book Page75667/198
Instrument166443
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateMay 11, 2018
Property Address15A MOUNTAIN LAUREL RD, AYER, MA 01432-5500
Document Number70996-443
Book / Page070996 / 000443
Instrument DateApr 27, 2018
Instrument66258
Transaction TypeTransfer
Record UpdatedAug 8, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,343.84
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15A MOUNTAIN LAUREL RD AYER MA 014325500, AYER, MA 01432-5500

Mortgage

Document Number70996-448
DateMay 11, 2018
Book Page070996/000448
Instrument66259
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 10, 2033

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,247.00 (+9.52%)$773,200 (+13.74%) Land $217,000 Building $556,200$743,470 (+7.41%)
2024$692,170
2023$8,443.00$679,800 Land $217,000 Building $462,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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