16 Monaco Dr, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 16 Monaco Dr, Rochester, NY 14624

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,102 sqft · built 1972
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Mar 2023)
Tax Bill$7,948 (2026)
Deeds & MortgagesMar 2023 Sale
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN262600 118.20-1-44

Property Details

APN / Parcel Number

Primary APN262600 118.20-1-44
Alternative APNs
  • 26001182000001044000
  • 01435218000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01435218000
Street Address16 MONACO DR
CityROCHESTER
StateNY
Zip14624-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0003- 1-02 4000 AC T N HAMPTON M 3 L218 L186 P5
Legal SubdivisionNORTHAMPTON MEADOWS SUBDIVISION
Legal Block1
Legal Lot Number44.000
JurisdictionMONROE NY
Township / Civil DivisionGATES
Census Block Group4
Census Block4002
Census Tract14202

Owner

16 Monaco Dr is owned and occupied by an individual who bought it in March 2023.

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address16 MONACO DR, ROCHESTER, NY 14624-2210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Warranty Deed, Transfer
CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT
Jul 1, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 13, 2019Warranty Deed, Transfer · FHA Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2023 · Amount on File
Deed SaleMar 7, 2023 · Amount on File
Prior SaleJul 1, 2021
Deed Document Number2023742
Deed Book / Page12788 / 456
Prior Transfer DateJun 25, 2021
Prior Transfer Doc0000000620
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateMar 7, 2023
Property Address16 MONACO DR, ROCHESTER, NY 14624-2210
Document Number0000000742
Book / Page12788 / 456
Map ReferenceLB 186 PG 5
Instrument DateFeb 27, 2023
Instrument202303070742
Transaction TypeTransfer
Record UpdatedMay 15, 2023
Title CompanyCROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

AmountAmount on Record
Tax$1,060.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 MONACO DR, ROCHESTER, NY 14624-2210

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 MONACO DR, ROCHESTER, NY 14624-2210

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE NY
Recording DateJul 1, 2021
Property Address16 MONACO DR, ROCHESTER, NY 14624-2210
Document Number0000000360
Book / Page12523 / 360
Map ReferenceLB 186 PG 5
Instrument DateJun 25, 2021
Instrument202107010620
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyCROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 MONACO DR, ROCHESTER, NY 14624-2210

Mortgage

Document Number202107010621
DateJul 1, 2021
Instrument202107010621
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateAug 13, 2019
Property Address16 MONACO DR, ROCHESTER, NY 14624-2210
Document Number0000001979
Book / Page012225 / 000494
Instrument DateJul 15, 2019
Instrument1979
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16 MONACO DR ROCHESTER NY 146242210, ROCHESTER, NY 14624-2210

Mortgage

Document Number1980
DateAug 13, 2019
Book Page028146/000601
Instrument1980
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 16 Monaco Dr was $7,948, up 10.7% from the year before.

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionGates Town
Unified School DistrictGates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,948.00 (+10.73%)
2025$7,178.00$247,900 Land $38,600 Building $209,300$247,900 Land $38,600 Building $209,300
2023$153,000 (-) Land $27,200 Building $125,800$184,300 (+9.64%) Land $32,764 Building $151,536
2022$153,000 Land $27,200 Building $125,800$168,100 Land $29,884 Building $138,216
2021$7,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Monaco Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Nearby Flood Policies59 in force
Nearby Flood Claims3 (1991–2018)
Most Recent ClaimNov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Monaco Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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