Monroe County and Gates Town property record for 16 Monaco Dr, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,102 sqft · built 1972 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Mar 2023) |
| Tax Bill | $7,948 (2026) |
| Deeds & Mortgages | Mar 2023 Sale Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 118.20-1-44 |
| Primary APN | 262600 118.20-1-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01435218000 |
|---|---|
| Street Address | 16 MONACO DR |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0003- 1-02 4000 AC T N HAMPTON M 3 L218 L186 P5 |
| Legal Subdivision | NORTHAMPTON MEADOWS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 14202 |
16 Monaco Dr is owned and occupied by an individual who bought it in March 2023.
Source: Monroe County and Gates Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 MONACO DR, ROCHESTER, NY 14624-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2023 | Warranty Deed, Transfer CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Jul 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 13, 2019 | Warranty Deed, Transfer · FHA Mortgage PARKSIDE LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on File |
| Deed Sale | Mar 7, 2023 · Amount on File |
| Prior Sale | Jul 1, 2021 |
| Deed Document Number | 2023742 |
| Deed Book / Page | 12788 / 456 |
| Prior Transfer Date | Jun 25, 2021 |
| Prior Transfer Doc | 0000000620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Mar 7, 2023 |
| Property Address | 16 MONACO DR, ROCHESTER, NY 14624-2210 |
| Document Number | 0000000742 |
| Book / Page | 12788 / 456 |
| Map Reference | LB 186 PG 5 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 202303070742 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $1,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 MONACO DR, ROCHESTER, NY 14624-2210 |
| Name | Verified Name |
|---|---|
| Address | 16 MONACO DR, ROCHESTER, NY 14624-2210 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jul 1, 2021 |
| Property Address | 16 MONACO DR, ROCHESTER, NY 14624-2210 |
| Document Number | 0000000360 |
| Book / Page | 12523 / 360 |
| Map Reference | LB 186 PG 5 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 202107010620 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MONACO DR, ROCHESTER, NY 14624-2210 |
| Document Number | 202107010621 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 202107010621 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 13, 2019 |
| Property Address | 16 MONACO DR, ROCHESTER, NY 14624-2210 |
| Document Number | 0000001979 |
| Book / Page | 012225 / 000494 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 1979 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $612.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 MONACO DR ROCHESTER NY 146242210, ROCHESTER, NY 14624-2210 |
| Document Number | 1980 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 028146/000601 |
| Instrument | 1980 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2049 |
The 2026 property tax bill for 16 Monaco Dr was $7,948, up 10.7% from the year before.
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,948.00 (+10.73%) | ||
| 2025 | $7,178.00 | $247,900 Land $38,600 Building $209,300 | $247,900 Land $38,600 Building $209,300 |
| 2023 | $153,000 (-) Land $27,200 Building $125,800 | $184,300 (+9.64%) Land $32,764 Building $151,536 | |
| 2022 | $153,000 Land $27,200 Building $125,800 | $168,100 Land $29,884 Building $138,216 | |
| 2021 | $7,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Monaco Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 3 (1991–2018) |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Monaco Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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