Monroe County and Gates Town property record for 15 Monaco Dr, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,338 sqft · built 1972 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Mar 2013) |
| Tax Bill | $8,266 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262600 118.20-1-39 |
| Primary APN | 262600 118.20-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,690 sqft |
| 2nd Floor Area | 648 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 174 ft deep x 80.6 ft wide |
| Garage Type | Mixed |
| Garage Area | 452 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01435207000 |
|---|---|
| Street Address | 15 MONACO DR |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0160- 1-02 20000 AC N HAMPTON M 3 L207 L186 P5 |
| Legal Subdivision | NORTHAMPTON MEADOWS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | GATES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 14202 |
15 Monaco Dr is owned and occupied by an individual who bought it in March 2013.
Source: Monroe County and Gates Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MONACO DR, ROCHESTER, NY 14624-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Oct 8, 2019 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2013 · Amount on File |
| Deed Sale | Mar 27, 2013 · Amount on File |
| Deed Document Number | 20131094 |
| Deed Book / Page | 11235 / 65 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 15 MONACO DR, ROCHESTER, NY 14624-2209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000320 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 29787/141 |
| Instrument | 202203150320 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | 11604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 15 MONACO DR, ROCHESTER, NY 14624-2209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000321 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 29787/151 |
| Instrument | 202203150321 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 15 MONACO DR, ROCHESTER, NY 14624-2209 |
| Document Number | 0000000738 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 15 MONACO DR ROCHESTER NY 146242209, ROCHESTER, NY 14624-2209 |
| Document Number | 0000000738 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 028240/000466 |
| Instrument | 738 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 15 Monaco Dr was $8,266, up 10.2% from the year before.
Source: Monroe County and Gates Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Gates Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,266.00 (+10.18%) | ||
| 2025 | $7,502.00 | $262,200 Land $38,900 Building $223,300 | $262,200 Land $38,900 Building $223,300 |
| 2023 | $162,000 (-) Land $27,500 Building $134,500 | $195,200 (+9.66%) Land $33,136 Building $162,064 | |
| 2022 | $162,000 Land $27,500 Building $134,500 | $178,000 Land $30,216 Building $147,784 | |
| 2021 | $7,394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Monaco Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 3 (1991–2018) |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Monaco Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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