Walton County property record for 16 Lottie Loop, Freeport, FL 32439 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,008 sqft Living Area |
| Lot Size | 10,324 sqft (0.237 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $366,825 (2019) |
| Tax Bill | $3,790.00 (2024) |
| Primary APN | 17-1S-19-23131-000-0470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,008 sqft Living Area |
| Gross Area | 3,804 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,324 sqft (0.237 acres) |
| Depth X Width | 12.6 ft x 8.9 ft Depth x Width |
| Garage Type | Finished Garage |
| Garage Area | 424 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1085291 |
|---|---|
| Street Address | 16 LOTTIE LOOP |
| City | FREEPORT |
| State | FL |
| Zip | 32439-2793 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 47 CENTRAL PARK AT HAMMOCK BAY PH 2 PB 20-17 OR 3038-3289 OR 3094-1055 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | CENTRAL PK/HAMMOCK BAY PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2050 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23131-000-0470
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LOTTIE LOOP, FREEPORT, FL 32439-2793 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK |
| Jan 03, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) COMMUNITY BK/MS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2019 · Amount on Record |
| Deed Sale | Jan 03, 2019 · Amount on Record |
| Deed Doc Number | 20190000265 |
| Deed Book / Page | 3094 / 1055 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 16 LOTTIE LOOP, FREEPORT, FL 32439-2793 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031510701 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 3151/701 |
| Instrument | 20200025939 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 03, 2019 |
| Property Address | 16 LOTTIE LOOP, FREEPORT, FL 32439-2793 |
| Document Number | 0030941055 |
| Book / Page | 003094 / 001055 |
| Instrument Date | Dec 24, 2018 |
| Instrument | 265 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 21, 2019 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,567.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 16 LOTTIE LOOP FREEPORT FL 324392793, FREEPORT, FL 32439-2793 |
| Document Number | 30941056 |
|---|---|
| Date | Jan 03, 2019 |
| Book Page | 003094/001056 |
| Instrument | 266 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2049 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509,172 (+1.09%) Land $55,000 Building $454,172 | $509,172 (+1.09%) Land $55,000 Building $454,172 | |
| 2024 | $3,790.00 (+3.67%) | ||
| 2023 | $3,656.00 (+5.39%) Homeowner's exemption | $503,657 (-3.91%) Land $49,485 Building $454,172 | $503,657 (-3.91%) Land $49,485 Building $454,172 |
| 2022 | $3,469.00 Homeowner's exemption | $524,174 Land $54,928 Building $469,246 | $524,174 Land $54,928 Building $469,246 |
16 Lottie Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 53rd percentile of exposed land nationally · 23rd in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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