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90 Lottie Loop, Freeport, FL 32439 Property Records

Walton County property record for 90 Lottie Loop, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,733 sqft Living Area
Lot Size8,668 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2021)
Tax Bill$3,597.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-1S-19-23131-000-0530
Alternative APN
  • 1085297

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,733 sqft Living Area
Gross Area2,313 sqft Gross Area
Stories1 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,668 sqft (0.198 acres)
Depth X Width12.6 ft x 6.9 ft Depth x Width
Garage TypeFinished Garage
Garage Area380 sqft Garage
FenceFence

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1085297
Street Address90 LOTTIE LOOP
CityFREEPORT
StateFL
Zip32439-2793
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 53 CENTRAL PARK AT HAMMOCK BAY PH 2 PB 20-17 OR 3038-3289 OR 3096-4071 OR 3206-1983
Legal Range19W
Legal Township01S
Legal Section17
Legal SubdivisionCENTRAL PK/HAMMOCK BAY PH 2
Legal Phase2
Legal Lot Number53
JurisdictionWALTON FL
Minor Civil DivisionFREEPORT
Census Blockgroup2
Census Block2050
Census Tract950502

Owner

Source: Walton County records · APN 17-1S-19-23131-000-0530

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address90 LOTTIE LOOP, FREEPORT, FL 32439-2793
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE ONE OF THE SOUTH INC
Jul 08, 2021Warranty Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2021 · Amount on Record
Deed SaleJul 08, 2021 · Amount on Record
Prior SaleFeb 06, 2019 · Amount on Record
Deed Doc Number20210034404
Deed Book / Page3206 / 1983
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address90 LOTTIE LOOP, FREEPORT, FL 32439-2793
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031583778
DateSep 08, 2020
Book Page3158/3778
Instrument20200034712
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJul 08, 2021
Property Address90 LOTTIE LOOP, FREEPORT, FL 32439-2793
Document Number0032061983
Book / Page3206 / 1983
Map ReferenceMB 20 PG 17&18
Instrument DateJul 06, 2021
Instrument20210034404
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyMITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12071 MASON DR, 12071, QUANTICO, VA 22134-2077

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 LOTTIE LOOP, FREEPORT, FL 32439-2793

Mortgage

Document Number0032061984
DateJul 08, 2021
Instrument3206/1984
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$316,618 (+0.92%) Land $55,000 Building $261,618$316,618 (+0.92%) Land $55,000 Building $261,618
2024$3,597.00 (-0.69%)
2023$3,622.00 (-14.33%) Homeowner's exemption$313,727 (-3.5%) Land $49,485 Building $264,242$313,727 (-3.5%) Land $49,485 Building $264,242
2022$4,228.00$325,096 Land $54,928 Building $270,168$325,096 Land $54,928 Building $270,168

Flood & Wildfire

90 Lottie Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
53rd percentile of exposed land nationally · 23rd in Florida
Wildfire LikelihoodModerate — about 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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