16 Lone Star Dr, Waco, TX 76708 Property Records

McLennan County property record for 16 Lone Star Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,001 sqft · built 2005
Lot Size	1.13 acres (49,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,600 (Mar 2017)
Tax Bill	$3,473 (2018)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000162-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000162-0`
Alternative APNs	`180003000001610` `350797`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,001 sqft Living Area
Gross Area	5,463 sqft
1st Floor Area	3,178 sqft
2nd Floor Area	823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	49,353 sqft
Lot Dimensions	194 ft deep x 322 ft wide
Garage Type	Attached
Garage Area	1,463 sqft
Driveway	Driveway
Driveway Area	4,700 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Open Porch
Porch Area	1,374 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 LONE STAR DR
City	WACO
State	TX
Zip	76708-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 62 BLOCK 1 ACRES 1.133
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	62
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 LONE STAR DR, WACO, TX 76708-5839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Mar 27, 2017	Warranty Deed, Transfer · VA Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Document Number	20179507
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	0000036006
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jul 13, 2026
Property Address	16 LONE STAR DR, WACO, TX 76708-5839
Document Number	0000022079
Instrument Date	Jun 15, 2026
Instrument	202622079
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LONE STAR DR, WACO, TX 76708-5839

Mortgage

Document Number	0000022079,
Date	Jul 13, 2026
Instrument	202622079

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.71%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	16 LONE STAR DR, WACO, TX 76708-5839
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009756
Date	Mar 18, 2021
Instrument	2021009756

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 27, 2017
Property Address	16 LONE STAR DR, WACO, TX 76708-5839
Document Number	0000009507
Instrument Date	Mar 23, 2017
Instrument	9507
Transaction Type	Transfer
Record Updated	Apr 20, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16 LONE STAR DR WACO TX 767085839, WACO, TX 76708-5839

Mortgage

Document Number	9508
Date	Mar 27, 2017
Instrument	9508

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$909,467 (-3.63%) Land $78,472 Building $830,995	$909,467 (-10.87%) Land $78,472 Building $830,995
2025		$943,687 (+12.82%)	$1,020,400 (+22%) Land $71,070 Building $949,330
2023		$836,420 Land $71,070 Building $765,350	$836,420 Land $71,070 Building $765,350
2018	$3,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Star Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures