10 Lone Star Dr, Waco, TX 76708 Property Records

McLennan County property record for 10 Lone Star Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,341 sqft · built 2005
Lot Size	0.611 acres (26,624 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,419 (2025)
Deeds & Mortgages	Nov 2023 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000158-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000158-0`
Alternative APN	`333443`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,341 sqft Living Area
Gross Area	4,250 sqft
1st Floor Area	2,410 sqft
2nd Floor Area	931 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	26,624 sqft (0.611 acres)
Garage Type	Attached
Garage Area	909 sqft
Driveway	Concrete Driveway
Driveway Area	2,000 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10 LONE STAR DR
City	WACO
State	TX
Zip	76708-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 58 BLOCK 1 ACRES .6112
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	58
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

10 Lone Star Dr is owner-occupied and held in a trust since November 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 LONE STAR DR, WACO, TX 76708-5839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer NOT AVAILABLE, FTC
Dec 21, 2020	Vendor's Lien, Transfer · VA Mortgage AMERICAN NATIONAL BANK & TRUST
Feb 1, 2018	Loan Modification, Mortgage TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023
Deed Sale	Nov 9, 2023
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202334845
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000045477
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 9, 2023
Property Address	10 LONE STAR DR, WACO, TX 76708-5839
Document Number	0000034845
Map Reference	FILE 2005004493
Instrument Date	Nov 9, 2023
Instrument	2023034845
Transaction Type	Transfer
Record Updated	Nov 27, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9900 CHINA SPRING RD # RD1205, RD1205, WACO, TX 76708-5743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LONE STAR DR, WACO, TX 76708-5839

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 21, 2020
Property Address	10 LONE STAR DR, WACO, TX 76708-5839
Document Number	0000045477
Map Reference	FILE 2005004493
Instrument Date	Dec 18, 2020
Instrument	2020045477
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 LONE STAR DR, 10, WACO, TX 76708-5839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LONE STAR DR, WACO, TX 76708-5839

Mortgage

Document Number	0000045478
Date	Dec 21, 2020
Instrument	2020045478

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	10 LONE STAR DR, WACO, TX 76708-5839
Document Number	0000004349
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LONE STAR DR WACO TX 767085839, WACO, TX 76708-5839

Mortgage

Document Number	0000004349
Date	Feb 12, 2018
Instrument	4349

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Lone Star Dr was $10,419 with exemptions applied, down 38.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,590 (-10.34%) Land $59,904 Building $655,686	$715,590 (-10.34%) Land $59,904 Building $655,686
2025	$10,419.00 (-38.08%) Homeowner's exemption Senior Citizen's exemption	$798,120 Land $54,580 Building $743,540	$798,120 Land $54,580 Building $743,540
2024	$16,826.00
2023		$653,150 Land $54,580 Building $598,570	$653,150 Land $54,580 Building $598,570
2018	$9,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Lone Star Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Lone Star Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Star Dr

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