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16 Lone Oak Ct, Bloomington, IL 61705 Property Records

McLean County property record for 16 Lone Oak Ct, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,850 sqft · built 2001
Lot Size0.127 acres (5,528 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Mar 2023)
Tax Bill$6,342 (2024)
Deeds & MortgagesAug 2026 Mortgage
Mar 2023 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN21-18-328-008

Property Details

APN / Parcel Number

Primary APN21-18-328-008

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,850 sqft Living Area
Gross Area3,228 sqft
1st Floor Area1,168 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Game RoomGame Room
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area5,528 sqft (0.127 acres)
Lot Dimensions120 ft deep x 47 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16 LONE OAK CT
CityBLOOMINGTON
StateIL
Zip61705-9589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionFOX CREEK COUNTRY CLUB 5TH ADD LOT 183
Legal Range02E
Legal Township23N
Legal Section18
Legal SubdivisionFOX CREEK
Legal Lot Number183
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1030
Census Tract1402

Owner

Source: McLean County records · APN 21-18-328-008

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Mar 10, 2023Deed, Transfer · FHA Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Jul 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Feb 25, 2021Intrafamily Transfer, Transfer
ATTORNEY
Feb 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Apr 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES STATE BANK OF COLFAX
Aug 02, 2018Quit Claim Deed, Transfer
ATTORNEY
Aug 02, 2018Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Prior SaleSep 10, 2009 · Amount on Record
Deed Document Number20233031
Prior Transfer DateJul 23, 2021
Prior Transfer Doc0000017797
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Recording DateAug 04, 2026
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number0000011295
Instrument DateMay 21, 2026
Instrument202611295
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589

Mortgage

Document Number0000011295,
DateAug 04, 2026
Instrument202611295
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueApr 01, 2053
Interest
Rate6.23%
Max Rate-1%

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionMCLEAN IL
Recording DateMar 10, 2023
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number202300003031
Map ReferenceDOC 98-16606
Instrument DateMar 03, 2023
Instrument2023-00003031
Transaction TypeTransfer
Record UpdatedMar 22, 2023
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589

Mortgage

Document Number202300003032
DateMar 10, 2023
Instrument2023-00003032
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeFixed Rate
Rate6.5%
Change Frequency15 Years

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateJul 27, 2021
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number202100017797
Map ReferenceDOC 98-16606
Instrument DateJul 23, 2021
Instrument2021-00017797
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyALLIANCE LAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589

Mortgage

Document Number202100017798
DateJul 27, 2021
Instrument2021-00017798
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateFeb 25, 2021
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number202100004523
Map ReferenceDOC 98-166606
Instrument DateOct 26, 2020
Instrument2021-00004523
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateFeb 25, 2021
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number202100004521
Map ReferenceDOC 98-16606
Instrument DateOct 26, 2020
Instrument2021-00004521
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589

Mortgage

Document Number202100004522
DateFeb 25, 2021
Instrument2021-00004522
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueNov 01, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Transaction TypeMortgage
Record UpdatedApr 15, 2019
Title CompanyMCLEAN COUNTYTITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900004678
DateApr 03, 2019
Instrument2019-00004678
Lender
NamePEOPLES STATE BANK OF COLFAX
TypeBank
AddressCOLFAX, IL 61728
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2034

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLEAN IL
Recording DateAug 02, 2018
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number201800012471
Instrument DateJul 23, 2018
Instrument2018-00012471
Transaction TypeTransfer
Record UpdatedJun 06, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LONE OAK CT, BLOOMINGTON, 00000

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateAug 02, 2018
Property Address16 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number201800012472
Instrument DateJul 23, 2018
Instrument2018-00012472
Transaction TypeTransfer
Record UpdatedJun 06, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LON OAK CT, BLOOMINGTON, 00000

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$89,045 (+6.12%) Land $11,461 Building $77,584$267,135 (+6.12%) Land $34,383 Building $232,752
2024$6,342.00 (+2.67%)
2023$6,177.00 (+34.72%)$83,906 (+11.86%) Land $10,800 Building $73,106$251,718 (+11.86%) Land $32,400 Building $219,318
2022$4,585.00$75,013 Land $9,655 Building $65,358$225,039 Land $28,965 Building $196,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, T-Mobile USA.

Based on FCC filings for 315 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBLOOMINGTON
serves 79,000 people
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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