12 Lone Oak Ct, Bloomington, IL 61705 Property Records

McLean County property record for 12 Lone Oak Ct, Bloomington, IL 61705 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,722 sqft · built 2015
Lot Size	0.148 acres (6,431 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jun 2017)
Tax Bill	$5,366 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-328-006`

Property Details

APN / Parcel Number

Primary APN	`21-18-328-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,125 sqft
Flooring	Carpet

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,431 sqft (0.148 acres)
Lot Dimensions	120 ft deep x 53 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 LONE OAK CT
City	BLOOMINGTON
State	IL
Zip	61705-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX CREEK COUNTRY CLUB 5TH ADD LOT 181
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX CREEK
Legal Lot Number	181
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1030
Census Tract	1402

Owner

Source: McLean County records · APN 21-18-328-006

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2021	Deed of Trust, Mortgage · Line of Credit CEFCU
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jun 20, 2017	Quit Claim Deed, Transfer MCLEAN COUNTY TITLE
Jun 20, 2017	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	201710886
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	12 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100008373
Date	Apr 08, 2021
Instrument	2021-00008373

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	276 Months
Due	Apr 07, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	12 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Transaction Type	Mortgage
Record Updated	Feb 11, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000002060
Date	Jan 31, 2020
Instrument	2020-00002060

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 20, 2017
Property Address	12 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number	201700010885
Map Reference	DOC98-16606
Instrument Date	Jun 08, 2017
Instrument	2017-00010885
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 BRICKYARD DR, BLOOMINGTON, IL 61701-7513

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 20, 2017
Property Address	12 LONE OAK CT, BLOOMINGTON, IL 61705-9589
Document Number	201700010886
Map Reference	DOC98-16606
Instrument Date	Jun 08, 2017
Instrument	2017-00010886
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LONE OAK CT, BLOOMINGTON, IL 61705-9589

Mortgage

Document Number	201700010887
Date	Jun 20, 2017
Instrument	2017-00010887

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,314 (+6.13%) Land $13,726 Building $62,588	$228,942 (+6.13%) Land $41,178 Building $187,764
2024	$5,366.00 (-3.9%)
2023	$5,584.00	$71,909 Land $12,933 Building $58,976	$215,727 Land $38,799 Building $176,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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