16 Laurel St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 16 Laurel St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1924
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,626 (2025)
Deeds & Mortgages	May 2026 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-028-02`

Property Details

APN / Parcel Number

Primary APN	`019-028-02`
Alternative APN	`019-028-02-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,470 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,445 sqft (0.125 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 LAUREL ST
City	WATSONVILLE
State	CA
Zip	95076-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PHELAN HEIGHTS
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1016
Census Tract	110202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16 LAUREL ST, WATSONVILLE, CA 95076-2738
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2026
Transfer Doc	0000011516
Record Updated	Sep 20, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 21, 2026
Property Address	16 LAUREL ST, WATSONVILLE, CA 95076-2738
Document Number	0000011516
Instrument Date	May 19, 2026
Instrument	202611516
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16 LAUREL ST, WATSONVILLE, CA 95076-2738

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	16 LAUREL ST, WATSONVILLE, CA 95076-2738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LAUREL ST, WATSONVILLE, CA 95076-2738

Mortgage

Document Number	0000001419
Date	Jan 11, 2021
Instrument	2021-0001419

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2031

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,585 (+2%) Land $180,378 Building $186,207
2025	$4,626.00 (+13.94%) Homeowner's exemption	$359,397 (+4.04%) Land $176,841 Building $182,556
2023	$4,060.00 (+1.83%) Homeowner's exemption	$345,441 Land $169,974 Building $175,467	$530,550
2022	$3,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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