15 Laurel St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 15 Laurel St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,368 sqft · built 1925
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Sep 2021)
Tax Bill	$10,158 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`019-027-11`

Property Details

APN / Parcel Number

Primary APN	`019-027-11`
Alternative APN	`019-027-11-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,368 sqft Living Area
Gross Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,358 sqft (0.123 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 LAUREL ST
City	WATSONVILLE
State	CA
Zip	95076-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PHELAN HEIGHTS
Legal Lot Number	18
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1017
Census Tract	110202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 24, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 7, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAVE INC
Jun 12, 2017	Grant Deed, Transfer · Conventional Mortgage BAY FCU
Jun 12, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Aug 24, 2021 · Amount on Record
Deed Document Number	202146019
Prior Transfer Date	Jul 16, 2004
Prior Transfer Doc	0000056856
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040109
Date	Dec 19, 2019
Instrument	2019-0040109

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737

Mortgage

Document Number	0000004587
Date	Jan 27, 2021
Instrument	2021-0004587

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 24, 2021
Property Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737
Document Number	0000043991
Map Reference	MB 24 PG 18
Instrument Date	Aug 23, 2021
Instrument	2021-0043991
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 N SCOTTSDALE RD STE 140, 140, SCOTTSDALE, AZ 85257-3413

September 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 7, 2021
Property Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737
Document Number	0000046019
Map Reference	MB 24 PG 18
Instrument Date	Aug 18, 2021
Instrument	2021-0046019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737

Mortgage

Document Number	0000046020
Date	Sep 7, 2021
Instrument	2021-0046020

Lender

Name	EAVE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 12, 2017
Property Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737
Document Number	0000019096
Map Reference	MB24 PG18
Instrument Date	Jun 5, 2017
Instrument	2017-0019096
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3653 SOQUEL DR # 10, 10, SOQUEL, CA 95073-2034

Mortgage

Document Number	0000019098
Date	Jun 12, 2017
Instrument	2017-0019098

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 2, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 12, 2017
Property Address	15 LAUREL ST, WATSONVILLE, CA 95076-2737
Document Number	0000019097
Instrument Date	May 31, 2017
Instrument	19097
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 10 SOQUEL CA 950730010, SOQUEL, CA 95073-0010

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,824 (+2%) Land $568,277 Building $243,547
2025	$10,158.00 (+12.82%)	$795,906 (+4.04%) Land $557,134 Building $238,772
2023	$9,004.00 (+1.76%)	$765,000 Land $535,500 Building $229,500	$718,920
2022	$8,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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