Suffolk County and Smithtown Town property record for 16 Laurel Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Feb 2023) |
| Tax Bill | $15,158 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 120.-4-58 |
| Primary APN | 473489 120.-4-58 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 16 LAUREL LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-491976 TC-52 *2304 LOT 86 MAYFAIR PARK SEC 2 |
| Legal Block | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 135201 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 LAUREL LN, COMMACK, NY 11725-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed, Transfer · Commercial Mortgage INSULA CAPITAL CORPORTAGION |
| Jul 26, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on Record |
| Deed Sale | Feb 22, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2022 · Amount on Record |
| Deed Book / Page | 13190 / 456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 26, 2022 |
| Property Address | 16 LAUREL DR, SMITHTOWN, NY 11787-3907 |
| Document Number | 0131660351 |
| Book / Page | 13166 / 351 |
| Instrument Date | Apr 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 MONTAUK HWY # STE, #, WEST ISLIP, NY 11795-4438 |
| Document Number | 0023441987 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 23441/987 |
| Name | INSULA CAPITAL CORPORTAGION |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 26, 2022 |
| Property Address | 16 LAUREL DR, SMITHTOWN, NY 11787-3907 |
| Document Number | 0131660351 |
| Book / Page | 13166 / 351 |
| Instrument Date | Apr 25, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 463 MONTAUK HWY # STE, #, WEST ISLIP, NY 11795-4438 |
| Investor | Possibly a Property Investor |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,925 (-) Land $420 Building $3,505 | $490,625 (+10,773.78%) Land $52,500 Building $438,125 | |
| 2024 | $15,158.00 | ||
| 2023 | $3,925 (-) Land $420 Building $3,505 | $4,512 (+12.63%) Land $483 Building $4,029 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $3,925 Land $420 Building $3,505 | $4,006 Land $429 Building $3,577 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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