Suffolk County and Smithtown Town property record for 14 Laurel Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1955 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Nov 2022) |
| Tax Bill | $10,494 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 120.-4-59 |
| Primary APN | 473489 120.-4-59 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 1,152 sqft |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 14 LAUREL LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-492001 TC-52 *2304 LOT 87 MAYFAIR PARK SEC 2 |
| Legal Subdivision | MAP OF FOX RIDGE SECTION 1 |
| Legal Block | 4 |
| Legal Lot Number | 59 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 135201 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 LAUREL LN, COMMACK, NY 11725-4116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MEADOWBROOK FINANCIAL MTG BANKERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on Record |
| Deed Sale | Nov 23, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2015 · Amount on Record |
| Deed Book / Page | 13179 / 131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 23, 2022 |
| Property Address | 14 LAUREL LN, COMMACK, NY 11725-4116 |
| Document Number | 0131790131 |
| Book / Page | 13179 / 131 |
| Instrument Date | Jul 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 COTTAGE LN, SUFFERN, NY 10901-1001 |
| Document Number | 0023463838 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 23463/838 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 14 LAUREL LN, COMMACK, NY 11725-4116 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232910531 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 23291/531 |
| Instrument | DM019044 |
| Name | MEADOWBROOK FINANCIAL MTG BANKERS CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,750 (-) Land $320 Building $3,430 | $468,750 (+10,773.35%) Land $40,000 Building $428,750 | |
| 2024 | $10,494.00 | ||
| 2023 | $3,750 (-) Land $320 Building $3,430 | $4,311 (+12.65%) Land $368 Building $3,943 | |
| 2022 | $3,750 Land $320 Building $3,430 | $3,827 Land $327 Building $3,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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