16 Joan St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 16 Joan St, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,650 sqft · built 1980
Lot Size0.918 acres (40,001 sqft)
Owner2 Trust Names on Record
Tax Bill$6,651 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNPEPP M:0016 B:0040 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0016 B:0040 L:00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,650 sqft Living Area
Gross Area3,864 sqft
1st Floor Area1,196 sqft
Basement Area936 sqft
Unfinished Basement328 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area40,001 sqft (0.918 acres)
Garage TypeBasement
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address16 JOAN ST
CityPEPPERELL
StateMA
Zip01463-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUR
Legal Block40
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group2
Census Block2003
Census Tract327102

Owner

Source: Middlesex County and Pepperell Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address16 JOAN ST, PEPPERELL, MA 01463-1322
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2013
Deed SaleNov 19, 2013
Prior SaleJun 24, 1983 · Amount on Record
Deed Document Number201324
Deed Book / Page62943 / 584
Transfer Doc62943-584
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address16 JOAN ST, PEPPERELL, MA 01463-1322
Document Number69335-397
Book / Page069335 / 000397
Instrument DateMay 20, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Mortgage

Document Number69335-397
DateMay 25, 2017
Book Page069335/000397
Instrument77915
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 24, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,651.00 (+9.5%)$454,600 (+7.39%) Land $156,400 Building $298,200$646,760 (-0.16%)
2024$6,074.00$423,300 Land $142,800 Building $280,500$647,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1982–2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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