14 Joan St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 14 Joan St, Pepperell, MA 01463

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,964 sqft · built 1978
Lot Size1.35 acres (58,806 sqft)
Owner2 Individual Names on Record
Last Sale$390,750 (Jul 2019)
Tax Bill$7,040 (2026)
Deeds & MortgagesMay 2021 Refinance
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNPEPP M:0016 B:0051 L:00000

Property Details

APN / Parcel Number

Primary APNPEPP M:0016 B:0051 L:00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,964 sqft Living Area
Gross Area3,306 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area58,806 sqft (1.35 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address14 JOAN ST
CityPEPPERELL
StateMA
Zip01463-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUR
Legal Block51
JurisdictionPEPPERELL MA
Township / Civil DivisionPEPPERELL
Census Block Group2
Census Block2003
Census Tract327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 JOAN ST, PEPPERELL, MA 01463-1322
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Jul 2, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2019 · Amount on Record
Deed SaleJul 2, 2019 · Amount on Record
Deed Document Number201993968
Deed Book / Page72874 / 22
Prior Transfer DateJun 24, 2019
Prior Transfer Doc72874-22
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEPPERELL MA
Property Address14 JOAN ST, PEPPERELL, MA 01463-1322
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77880-26
DateMay 27, 2021
Book Page77880/26
Instrument120911
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPEPPERELL MA
Recording DateJul 2, 2019
Property Address14 JOAN ST, PEPPERELL, MA 01463-1322
Document Number72874-22
Book / Page72874 / 22
Instrument DateJun 24, 2019
Instrument93968
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 JOAN ST, PEPPERELL, MA 01463-1322

Mortgage

Document Number93969
DateJul 2, 2019
Instrument93969
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionPepperell Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,040.00 (+0.46%)$510,900 (+6.66%) Land $180,400 Building $330,500$529,625 (-)
2025$7,008.00 (+9.47%)$479,000 (+7.38%) Land $169,400 Building $309,600$529,625 (+2.88%)
2024$6,402.00 (+2.33%)$446,100 (+7.96%) Land $154,600 Building $291,500$514,805
2023$6,256.00$413,200 Land $139,900 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (1982–2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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