14 Irving St, Saco, ME 04072 Property Records

York County and Saco City property record for 14 Irving St, Saco, ME 04072

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,452 sqft · built 1912
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$317,400 (Dec 2019)
Tax Bill	$4,798 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`E0385R`

Property Details

APN / Parcel Number

Primary APN	`E0385R`
Alternative APNs	`SACO M:051 L:019 U:000-000` `M:051 L:019 U:000=000`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,452 sqft Living Area
Gross Area	5,831 sqft
1st Floor Area	1,484 sqft
Basement Area	1,156 sqft
Unfinished Basement	1,156 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	13,068 sqft (0.3 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	E0385R
Street Address	14 IRVING ST
City	SACO
State	ME
Zip	04072-3256
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	HDR
Legal Lot Number	19
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1012
Census Tract	5301

Owner

Source: York County and Saco City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	51 HIGH ST, SACO, ME 04072-4300
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	201953936
Deed Book / Page	18123 / 670
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	14 IRVING ST, SACO, ME 04072-3256
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188180835
Date	Sep 29, 2021
Book Page	18818/835
Instrument	2021057077

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Dec 16, 2019
Property Address	14 IRVING ST, SACO, ME 04072-3256
Document Number	0181230670
Book / Page	18123 / 670
Instrument Date	Dec 13, 2019
Instrument	19053936
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 HIGH ST, SACO, ME 04072-3330

Mortgage

Document Number	0019053937
Date	Dec 16, 2019
Instrument	19053937

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,798.00 (+1.7%)	$337,900 (+0.63%) Land $113,800 Building $224,100
2024	$4,718.00 (+6.24%)	$335,800 (+38.59%) Land $113,800 Building $222,000
2022	$4,441.00	$242,300 Land $86,800 Building $155,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: VVD Funding.

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