14 Independence Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 14 Independence Rd, Mountain Top, PA 18707

Property Summary

Property Type	Single Family Home
Details	2,648 sqft · built 1965
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,812 (2026)
Deeds & Mortgages	Mar 2026 Reverse Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`64-M9S5-003-001`

Property Details

APN / Parcel Number

Primary APN	`64-M9S5-003-001`
Alternative APNs	`64-M9S5-003-001-000` `6400M9S5 003001`

Interior

Stories	1 Story
Building Area	2,648 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	144 ft deep x 116 ft wide

Location & Zoning

Old Parcel Number	64-M9S5-003-001
Street Address	14 INDEPENDENCE RD
City	MOUNTAIN TOP
State	PA
Zip	18707-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	64-221-D4-1-D2 14 INDEPENDANCE RD
Legal Block	3
Legal Lot Number	1
Jurisdiction	LUZERNE PA
Township / Civil Division	WRIGHT
Census Block Group	3
Census Block	3009
Census Tract	215502

Owner

Source: Luzerne County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 1992
Deed Sale	Jun 19, 1992
Deed Book / Page	2423 / 451
Last Transfer Date	Oct 11, 2019
Transfer Doc	0000055996
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	14 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, ACRISURE NATL LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316

Mortgage

Document Number	0000016619
Date	Mar 30, 2026
Book Page	3026/69472
Instrument	202616619

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	DANVILLE, IL 61834

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	769 Months
Due	Apr 24, 2090

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUZERNE PA
Recording Date	Oct 15, 2019
Property Address	14 INDEPENDENCE RD, MOUNTAIN TOP, PA 18707-2316
Document Number	0000055996
Book / Page	003019 / 187792
Instrument Date	Oct 11, 2019
Instrument	55996
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14 INDEPENDENCE RD MOUNTAIN TOP PA 187072316, MOUNTAIN TOP, PA 18707-2316

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Wright Township
Unified School District	Crestwood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,812.00 (+0.02%) Homeowner's exemption	$281,200 (-) Land $49,700 Building $231,500
2025	$5,811.00 (+4.99%)
2024		$281,200 Land $49,700 Building $231,500
2023	$5,535.00
2009			$281,200 Land $49,700 Building $231,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 82% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CRYSTAL LAKE private · serves 9,773 people · EPA ID PA2409003
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Service Electric Television Cable	2,000 / 40
Cogeco Cable Holdings II Cable	1,000 / 50
Skypacket Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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