16 Howarth Dr, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 16 Howarth Dr, Upton, MA 01568

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,408 sqft · built 2008
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on Record
Last Sale$585,000 (Feb 2015)
Tax Bill$11,376 (2026)
Deeds & MortgagesJan 2021 Refinance
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNM:005 B:L:020-56

Property Details

APN / Parcel Number

Primary APNM:005 B:L:020-56
Alternative APNs
  • UPTO M:005 L:020.56
  • 168

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,408 sqft Living Area
Gross Area6,438 sqft
1st Floor Area1,698 sqft
Basement Area1,684 sqft
Unfinished Basement1,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address16 HOWARTH DR
CityUPTON
StateMA
Zip01568-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
Legal Lot Number20.56
JurisdictionUPTON MA
Township / Civil DivisionUPTON
Census Block Group1
Census Block1002
Census Tract743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 HOWARTH DR, UPTON, MA 01568-2515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SHAMROCK HOME LOANS
Aug 21, 2020Deed of Trust, Mortgage · Balloon Mortgage
CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2015 · Amount on Record
Deed SaleFeb 6, 2015 · Amount on Record
Prior SaleSep 6, 2007 · Amount on Record
Deed Book / Page53340 / 373
Transfer Doc053340-373
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPTON MA
Property Address16 HOWARTH DR, UPTON, MA 01568-2515
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064168-31
DateJan 6, 2021
Book Page64168/31
Instrument2100
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPTON MA
Property Address16 HOWARTH DR, UPTON, MA 01568-2515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63073-34
DateAug 21, 2020
Book Page63073/34
Instrument94170
Lender
NameCENTRAL ONE FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionUpton Town
Unified School DistrictMendon-Upton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,376.00 (+0.49%)$869,700 (+1.02%) Land $236,300 Building $633,400$994,683 (+12.38%)
2025$11,321.00 (+0.8%)$860,900 (+4.86%) Land $236,300 Building $624,600$885,115 (+0.13%)
2024$11,231.00 (+33.34%)$821,000 (+35.19%) Land $229,800 Building $591,200$883,975
2023$8,423.00$607,300 Land $164,100 Building $443,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPTON DPW WATER/WASTEWATER DIVISION
serves 4,420 people · EPA ID MA2303000
Water SourceGroundwater
Last State InspectionAug 2025
Lead11 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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