Worcester County and Upton Town property record for 11 Howarth Dr, Upton, MA 01568
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 3,768 sqft · built 2008 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,100,000 (Jul 2026) |
| Tax Bill | $11,767 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Jan 2024 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:005 B:L:020-30 |
| Primary APN | M:005 B:L:020-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,768 sqft Living Area |
| Gross Area | 7,149 sqft |
| 1st Floor Area | 1,999 sqft |
| Basement Area | 1,999 sqft |
| Unfinished Basement | 1,999 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 11 HOWARTH DR |
|---|---|
| City | UPTON |
| State | MA |
| Zip | 01568-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Legal Subdivision | GLEN ECHO ESTATES |
| Legal Lot Number | 20.30 |
| Jurisdiction | UPTON MA |
| Township / Civil Division | UPTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 743100 |
Source: Worcester County and Upton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 30, 2026 | Quit Claim Deed, Transfer |
| Jan 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Oct 5, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Jun 19, 2019 | Deed of Trust, Mortgage · ARM DEDHAM INSTITUTION FOR SAVINGS |
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Oct 5, 2023 · Amount on Record |
| Deed Document Number | 202665283 |
| Deed Book / Page | 73959 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Jul 30, 2026 |
| Property Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Document Number | 0000065283 |
| Book / Page | 73959 / 340 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202665283 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0070101-39 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 70101/39 |
| Instrument | 3710 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UPTON MA |
| Recording Date | Oct 5, 2023 |
| Property Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Document Number | 069725-245 |
| Book / Page | 69725 / 245 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 83056 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Document Number | 0000083057 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 83057 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60570-363 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 60570/363 |
| Instrument | 56759 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPTON MA |
| Property Address | 11 HOWARTH DR, UPTON, MA 01568-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63543-173 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 63543/173 |
| Instrument | 125209 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Worcester County and Upton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Upton Town |
| Unified School District | Mendon-Upton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,767.00 (+0.52%) | $899,600 (+1.06%) Land $250,000 Building $649,600 | $1,047,336 (+11.82%) |
| 2025 | $11,706.00 (-0.1%) | $890,200 (+3.92%) Land $250,000 Building $640,200 | $936,605 (+8.48%) |
| 2024 | $11,718.00 (+34.64%) | $856,600 (+36.51%) Land $243,000 Building $613,600 | $863,360 |
| 2023 | $8,703.00 | $627,500 Land $173,600 Building $453,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPTON DPW WATER/WASTEWATER DIVISION serves 4,420 people · EPA ID MA2303000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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