Pontotoc County property record for 16 Harmony Loop, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,257 sqft · built 1974 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $986 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-21-000-017.01 |
| Primary APN | 105-21-000-017.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,257 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 27,443 sqft (0.63 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 18550 |
|---|---|
| Street Address | 16 HARMONY LOOP |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-9294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .63 AC NW1/4 NW1/4 20024591 9/4/02 20034655; 20034656 8/28/03 20061127 3/2/06 20071783 5/4/09 20092815 7/20/09 20093921 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 950102 |
Source: Pontotoc County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 HARMONY LOOP, PONTOTOC, MS 38863-9294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Jan 18, 2017 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 16 HARMONY LOOP, PONTOTOC, MS 38863-9294 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16 HARMONY LOOP, PONTOTOC, MS 38863-9294 |
| Document Number | 2021004610 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021004610 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 16 HARMONY LOOP, PONTOTOC, MS 38863-9294 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017000228 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017000228 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Address | PONTOTOC, MS 38863 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 20, 2042 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $986.00 (+4.12%) Homeowner's exemption | $7,431 (-) | $74,308 (-) Land $7,550 Building $66,758 |
| 2023 | $947.00 Homeowner's exemption | $7,431 | $74,308 Land $7,550 Building $66,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber | 10,000 / 10,000 |
| Tombigbee Electric Power Association Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
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