596 Harmony Loop, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 596 Harmony Loop, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1982
Lot Size	3.34 acres (145,490 sqft)
Owner	Individual Name on File
Tax Bill	$767 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-20-000-014.01`

Property Details

APN / Parcel Number

Primary APN	`104-20-000-014.01`
Alternative APN	`8199`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	145,490 sqft (3.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8199
Street Address	596 HARMONY LOOP
City	PONTOTOC
State	MS
Zip	38863-6915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.34 AC NE1/4 DB 382-492 12/80 20076256 12/17/07 20231501 5/4/23 20231502 5/4/23 20231505 5/4/23 662 509 0559
Legal Range	03E
Legal Township	09S
Legal Section	20
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	4
Census Block	4045
Census Tract	950102

Owner

Source: Pontotoc County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	596 HARMONY LOOP, PONTOTOC, MS 38863-6915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 17, 2007
Transfer Doc	2007006256
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	May 4, 2023
Property Address	596 HARMONY LOOP, PONTOTOC, MS 38863-6915
Document Number	2023001505
Instrument Date	May 2, 2023
Instrument	2023001505
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4316 SUN VALLEY BLVD, TUPELO, MS 38801-7040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	596 HARMONY LOOP, PONTOTOC, MS 38863-6915

Mortgage

Document Number	2023001506
Date	May 4, 2023
Instrument	2023001506

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$767.00 (+0.79%) Homeowner's exemption	$5,781 (-3.2%)	$57,053 (-2.9%) Land $11,375 Building $45,678
2023	$761.00 Homeowner's exemption	$5,972	$58,755 Land $12,650 Building $46,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, BCI Mississippi Broadband.

Nearby Properties on Harmony Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures