Westchester County and Rye City property record for 16 Harbor Ln, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,992 sqft · built 1969 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $48,775 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-13-1-51 |
| Primary APN | 551400 153-13-1-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,992 sqft Living Area |
| 1st Floor Area | 1,478 sqft |
| 2nd Floor Area | 1,514 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Lot Area | 17,424 sqft (0.4 acres) |
| Street Address | 16 HARBOR LN |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 51.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7500 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 HARBOR LN, RYE, NY 10580-2213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2020 | Grant Deed, Transfer REALFI HM FNDG CORP |
| May 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 12, 2017 |
| Transfer Doc | 0571113334 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 11, 2020 |
| Property Address | 16 HARBOR LN, RYE, NY 10580-2213 |
| Document Number | 0603393780 |
| Book / Page | 060339 / 003780 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | DETMER LAND SEARCH COMPANY INC, DETMER LAND SEARCH CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1404 SHERMAN AVE MAMARONECK NY 105433817, MAMARONECK, NY 10543-3817 |
| Document Number | 603453516 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 060345/003516 |
| Name | REALFI HM FNDG CORP |
|---|---|
| Address | 707 WESTCHESTER AVE # 305, WHITE PLAINS, NY 10604-3153 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 22, 2017 |
| Property Address | 16 HARBOR LN, RYE, NY 10580-2213 |
| Document Number | 0571113334 |
| Book / Page | 057111 / 003334 |
| Instrument Date | Apr 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16 HARBOR LN RYE NY 105802213, RYE, NY 10580-2213 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,775.00 | $24,500 (-) Land $7,850 Building $16,650 | $2,076,271 (+6.78%) Land $665,254 Building $1,411,017 |
| 2024 | $24,500 (-) Land $7,850 Building $16,650 | $1,944,445 (+2.38%) Land $623,016 Building $1,321,429 | |
| 2023 | $24,500 Land $7,850 Building $16,650 | $1,899,225 Land $608,527 Building $1,290,698 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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