Westchester County and Rye City property record for 15 Harbor Ln, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,909 sqft · built 1959 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,155,000 (Oct 2018) |
| Tax Bill | $35,869 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-13-1-52 |
| Primary APN | 551400 153-13-1-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,909 sqft Living Area |
| 1st Floor Area | 2,234 sqft |
| 2nd Floor Area | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Lot Area | 19,602 sqft (0.45 acres) |
| Street Address | 15 HARBOR LN |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | BARLOW WOODS |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 HARBOR LN, RYE, NY 10580-2212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Oct 3, 2018 | Deed of Trust, Mortgage BNY MELLON NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on Record |
| Deed Sale | Oct 10, 2018 · Amount on Record |
| Deed Document Number | 2018582693353 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 HARBOR LN, RYE, NY 10580-2212 |
| Document Number | 0603023307 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 HARBOR LN RYE NY 105802212, RYE, NY 10580-2212 |
| Document Number | 0603023307 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 060302/003307 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 15 HARBOR LN, RYE, NY 10580-2212 |
| Document Number | 0582773227 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2018 |
| Title Company | WESTCHESTER LAND SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 139 BOULDER RIDGE RD HEATHCOTE NY 105833145, HEATHCOTE, NY 10583-3145 |
| Document Number | 0582773227 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 058277/003227 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye Neck Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,869.00 | $20,400 (-) Land $8,200 Building $12,200 | $1,728,813 (+6.78%) Land $694,915 Building $1,033,898 |
| 2024 | $20,400 (-) Land $8,200 Building $12,200 | $1,619,048 (+2.38%) Land $650,794 Building $968,254 | |
| 2023 | $20,400 Land $8,200 Building $12,200 | $1,581,395 Land $635,659 Building $945,736 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1978–2023) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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