16 Gingerbread Hill, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 16 Gingerbread Hill, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,675 sqft · built 1700
Lot Size0.471 acres (20,499 sqft)
OwnerIndividual Name on Record
Last Sale$926,250 (Dec 2017)
Tax Bill$15,871 (2026)
Deeds & MortgagesNov 2025 Mortgage
Mar 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNMARB M:0171 B:0019 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0171 B:0019 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,675 sqft Living Area
Gross Area5,212 sqft
Basement Area865 sqft
Unfinished Basement865 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1700
Effective Year BuiltEffective 1700
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,499 sqft (0.471 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address16 GINGERBREAD HL
CityMARBLEHEAD
StateMA
Zip01945-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHIST
Legal Block19
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group3
Census Block3004
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 GINGERBREAD HL, MARBLEHEAD, MA 01945-2637
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Mar 29, 2024Quit Claim Deed, Transfer · Stand-Alone Refinance
NATIONAL GRAND BANK OF MARBLEHEAD
Oct 6, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Dec 15, 2017Quit Claim Deed, Transfer
LEADER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Deed Book / Page36409 / 229
Last Transfer DateMar 14, 2024
Transfer Doc042044-147
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16 GINGERBREAD HL, MARBLEHEAD, MA 01945-2637
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043094-324
DateNov 26, 2025
Book Page43094/324
Instrument20251126000630
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateDec 1, 2032
IndexOther

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateMar 29, 2024
Property Address16 GINGERBREAD HL, MARBLEHEAD, MA 01945-2637
Document Number042044-147
Book / Page42044 / 147
Instrument DateMar 14, 2024
Instrument20240329000080
Transaction TypeTransfer
Record UpdatedJul 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 GINGERBREAD HL, MARBLEHEAD, MA 01945-2637

Mortgage

Document Number20240329000090
DateMar 29, 2024
Instrument20240329000090
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address16 GINGERBREAD HL, MARBLEHEAD, MA 01945-2637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39024-400
DateOct 6, 2020
Book Page39024/400
Instrument20201006000990
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateDec 15, 2017
Property Address16 GINGERBREAD HL, MARBLEHEAD, MA 01945-2637
Document Number36409-229
Book / Page36409 / 229
Instrument171215005160
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$122.28
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 GINGERBREAD HL, MARBLEHEAD, MA 01945-2637

Mortgage

Document Number364090233
DateDec 15, 2017
Instrument36409/0233
Lender
NameLEADER BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term372 Months
DueDec 15, 2048

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,871.00 (-1.51%)$1,854,100 (+4.13%) Land $1,421,700 Building $429,900$1,304,597 (-5.84%)
2025$16,114.00 (-4.05%)$1,780,500 (-5.01%) Land $1,354,000 Building $426,500$1,385,575
2024$16,795.00 (+25.21%)$1,874,400 (+39.73%) Land $1,455,600 Building $418,800
2023$13,414.00$1,341,400 Land $1,015,500 Building $325,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims47 (1978–2018)
Claims Outside the SFHA3 of 47
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 5 claims
  • Coastal Storm, Oct 1991 · 9 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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