15 Gingerbread Hill, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 15 Gingerbread Hill, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,862 sqft · built 1900
Lot Size	0.203 acres (8,860 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,938 (2026)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0171 B:0015 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0171 B:0015 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
Gross Area	4,434 sqft
Basement Area	1,112 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,860 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 GINGERBREAD HL
City	MARBLEHEAD
State	MA
Zip	01945-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIST
Legal Block	15
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3000
Census Tract	203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 GINGERBREAD HL, MARBLEHEAD, MA 01945-2636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 GINGERBREAD HL, MARBLEHEAD, MA 01945-2636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39424-386
Date	Jan 19, 2021
Book Page	39424/386
Instrument	20210119003830

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,938.00 (+1.77%)	$1,511,500 (+7.6%) Land $1,025,500 Building $483,500	$1,138,509 (-44.35%)
2025	$12,713.00 (-4.65%)	$1,404,800 (-5.6%) Land $976,700 Building $428,100	$2,045,825
2024	$13,333.00 (+20.16%)	$1,488,100 (+34.11%) Land $1,105,200 Building $382,900
2023	$11,096.00	$1,109,600 Land $771,100 Building $338,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	47 (1978–2018)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Winter Coastal Storm, Dec 1992 · 5 claims Coastal Storm, Oct 1991 · 9 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20