16 Gilbert St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 16 Gilbert St, Lynn, MA 01902 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1900
Lot Size	0.132 acres (5,732 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Aug 2018)
Tax Bill	$5,047 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B:097 L:407 S:011`

Property Details

APN / Parcel Number

Primary APN	`B:097 L:407 S:011`
Alternative APN	`LYNN M:097 B:407 L:011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,882 sqft
Basement Area	594 sqft
Unfinished Basement	594 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,732 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 GILBERT ST
City	LYNN
State	MA
Zip	01902-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	AG CHURCHILL ESTATE
Legal Block	407
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2005
Census Tract	206400

Owner

Source: Essex County and Lynn City records · APN B:097 L:407 S:011

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 GILBERT ST, LYNN, MA 01902-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Dec 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 19, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Aug 17, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Jun 30, 2008
Deed Book / Page	36947 / 68
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 GILBERT ST, LYNN, MA 01902-1121
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040328-207
Date	Sep 29, 2021
Book Page	40328/207
Instrument	20210929003800

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 GILBERT ST, LYNN, MA 01902-1121
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40328-207
Date	Sep 29, 2021
Book Page	40328/207
Instrument	20210929003800

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 GILBERT ST, LYNN, MA 01902-1121
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39299-77
Date	Dec 15, 2020
Book Page	39299/77
Instrument	20201215005200

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 GILBERT ST, LYNN, MA 01902-1121
Document Number	37690-180
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 GILBERT ST LYNN MA 019021121, LYNN, MA 01902-1121

Mortgage

Document Number	37690-180
Date	Jul 24, 2019
Book Page	037690/000180
Instrument	190724730

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 17, 2018
Property Address	16 GILBERT ST, LYNN, MA 01902-1121
Document Number	36947-68
Book / Page	036947 / 000068
Instrument Date	Aug 09, 2018
Instrument	1808175410
Transaction Type	Transfer
Record Updated	Sep 04, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,527.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 GILBERT ST LYNN MA 019021121, LYNN, MA 01902-1121

Mortgage

Document Number	36947-71
Date	Aug 17, 2018
Book Page	036947/000071
Instrument	1808175420

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 GILBERT ST, LYNN, MA 01902-1121
Document Number	35858-371
Book / Page	035858 / 000371
Instrument Date	May 06, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35858-371
Date	May 11, 2017
Book Page	035858/000371
Instrument	1705110123

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,047.00 (+4.28%)	$487,200 (+6.01%) Land $209,500 Building $277,700	$465,785
2024	$4,840.00 (+2.22%)	$459,600 (+8.22%) Land $197,000 Building $262,600
2023	$4,735.00	$424,700 Land $194,300 Building $230,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092064002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2011, rainfall accumulation
Claims By Storm	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 933 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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