Essex County and Lynn City property record for 11 Gilbert St, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,203 sqft · built 1920 |
| Lot Size | 0.113 acres (4,914 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (Apr 2000) |
| Tax Bill | $5,387 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:097 L:415 S:002 |
| Primary APN | B:097 L:415 S:002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,203 sqft Living Area |
| Gross Area | 2,255 sqft |
| Basement Area | 699 sqft |
| Unfinished Basement | 699 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,914 sqft (0.113 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 11 GILBERT ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | MAST HILL |
| Legal Block | 415 |
| Legal Lot Number | 2 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 206400 |
Source: Essex County and Lynn City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 GILBERT ST, LYNN, MA 01902-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jan 10, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Sep 24, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2000 · Amount on Record |
| Deed Sale | Apr 26, 2000 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 11 GILBERT ST, LYNN, MA 01902-1120 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39754-50 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 39754/50 |
| Instrument | 20210412000920 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 11 GILBERT ST, LYNN, MA 01902-1120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36462-530 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 36462/530 |
| Instrument | 180110001620 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 11 GILBERT ST, LYNN, MA 01902-1120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37032-2 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 37032/2 |
| Instrument | 180924002250 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,387.00 (+2.2%) | $520,000 (+3.88%) Land $204,700 Building $315,300 | $491,150 |
| 2024 | $5,271.00 (+4.94%) | $500,600 (+11.12%) Land $192,500 Building $308,100 | |
| 2023 | $5,023.00 | $450,500 Land $189,900 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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