Cayuga County and Auburn City property record for 16 Garrow St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1915 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,900 (May 2022) |
| Tax Bill | $2,384 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 115.75-1-12 |
| Primary APN | 050100 115.75-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Upper Floors Area | 280 sqft |
| Attic | Attic |
| Attic Area | 280 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 173 ft deep x 66 ft wide |
| Porch | Slab |
| Porch Area | 220 sqft |
| Canopy | 400 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 126001000 |
|---|---|
| Street Address | 16 GARROW ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 10 GARROW ST |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 41800 |
16 Garrow St is owned and occupied by an individual who bought it in May 2022.
Source: Cayuga County and Auburn City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 GARROW ST, AUBURN, NY 13021-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2022 | Deed, Transfer · FHA Mortgage HUNT MORTGAGE |
| Jul 6, 2021 | Warranty Deed, Transfer |
| Mar 20, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on File |
| Deed Sale | May 25, 2022 · Amount on File |
| Prior Sale | Jul 6, 2021 · Amount on File |
| Deed Document Number | 2022214033 |
| Deed Book / Page | 4227 / 79 |
| Prior Transfer Date | Dec 1, 2010 |
| Prior Transfer Doc | 001432/170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | May 25, 2022 |
| Property Address | 16 GARROW ST, AUBURN, NY 13021-4608 |
| Document Number | 0004227/79 |
| Book / Page | 4227 / 79 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-214033 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 N FULTON ST, AUBURN, NY 13021 |
| Document Number | 2022214034 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-214034 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jul 6, 2021 |
| Property Address | 16 GARROW ST, AUBURN, NY 13021-4608 |
| Document Number | 0004067/79 |
| Book / Page | 4067 / 79 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-205564 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 E HALLEY LN, CENTRAL ISLIP, NY 11722-2211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Mar 20, 2019 |
| Property Address | 16 GARROW ST, AUBURN, NY 13021-4608 |
| Document Number | 0037020185 |
| Book / Page | 003702 / 000185 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 185975 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 GARROW ST AUBURN NY 130214608, AUBURN, NY 13021-4608 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 16 GARROW ST, AUBURN, NY 13021-4608 |
| Document Number | 0036830054 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 7 BENHAM AVE AUBURN NY 130212007, AUBURN, NY 13021-2007 |
| Document Number | 0036830054 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 003683/000054 |
| Instrument | 184788 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 16 Garrow St was $2,384, up 5.6% from the year before.
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,384.00 (+5.58%) | ||
| 2025 | $2,258.00 (+5.07%) | $92,300 Land $21,300 Building $71,000 | $123,067 Land $28,400 Building $94,667 |
| 2024 | $2,149.00 | ||
| 2023 | $92,300 (-) Land $21,300 Building $71,000 | $96,146 (+4.17%) Land $22,188 Building $73,958 | |
| 2022 | $92,300 Land $21,300 Building $71,000 | $92,300 Land $21,300 Building $71,000 | |
| 2019 | $629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Garrow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Garrow St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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