Cayuga County and Auburn City property record for 13 Garrow St, Auburn, NY 13021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1860 |
| Lot Size | 0.206 acres (8,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,500 (Aug 2010) |
| Tax Bill | $1,663 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050100 115.75-1-2 |
| Primary APN | 050100 115.75-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 936 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 8,984 sqft (0.206 acres) |
| Lot Dimensions | 181 ft deep x 49.5 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 207 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Canopy | 25 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 126000700 |
|---|---|
| Street Address | 13 GARROW ST |
| City | AUBURN |
| State | NY |
| Zip | 13021-4607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | AUBURN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41800 |
Source: Cayuga County and Auburn City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 GARROW ST, AUBURN, NY 13021-4607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2010 · Amount on Record |
| Deed Sale | Aug 4, 2010 · Amount on Record |
| Deed Document Number | 2010109568 |
| Deed Book / Page | 1421 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 13 GARROW ST, AUBURN, NY 13021-4607 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0004682/17 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 4682/17 |
| Instrument | 2025-240098 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Cayuga County and Auburn City assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| Municipality | Auburn City |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,663.00 (+7.22%) Homeowner's exemption | ||
| 2025 | $1,551.00 (+7.34%) Homeowner's exemption | $82,200 (-) Land $20,500 Building $61,700 | $109,600 (+28%) Land $27,333 Building $82,267 |
| 2024 | $1,445.00 (+126.84%) | ||
| 2023 | $82,200 (-) Land $20,500 Building $61,700 | $85,625 (+4.17%) Land $21,354 Building $64,271 | |
| 2022 | $82,200 Land $20,500 Building $61,700 | $82,200 Land $20,500 Building $61,700 | |
| 2019 | $637.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 27,179 people · EPA ID NY0501710 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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