Middlesex County and Middlesex Borough property record for 16 Garden Pl, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,064 sqft · built 1954 |
| Lot Size | 0.21 acres (9,156 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Nov 2023) |
| Tax Bill | $10,524 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage May 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00070-10-00001 |
| Primary APN | 10-00070-10-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 9,156 sqft (0.21 acres) |
| Street Address | 16 GARDEN PL |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 9156 SF |
| Legal Subdivision | GARDEN PLACE |
| Legal Block | 70.10 |
| Legal Lot Number | 1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 GARDEN PL, MIDDLESEX, NJ 08846-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| May 17, 2023 | Deed, Construction Loan · Construction Mortgage ROCK WELL FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on Record |
| Deed Sale | Nov 8, 2023 · Amount on Record |
| Prior Sale | May 17, 2023 · Amount on Record |
| Deed Document Number | 202365933 |
| Deed Book / Page | 19338 / 575 |
| Prior Transfer Date | Sep 3, 2014 |
| Prior Transfer Doc | 6613000673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 8, 2023 |
| Property Address | 16 GARDEN PL, MIDDLESEX, NJ 08846-1405 |
| Document Number | 0000065933 |
| Book / Page | 19338 / 575 |
| Instrument Date | Oct 1, 2023 |
| Instrument | 2023065933 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | SUNRISE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 VALLEY RD, BOONTON, NJ 07005-9130 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16 GARDEN PL, MIDDLESEX, NJ 08846-1405 |
| Document Number | 0000065934 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023065934 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 17, 2023 |
| Property Address | 16 GARDEN PL, MIDDLESEX, NJ 08846-1405 |
| Document Number | 0000028892 |
| Book / Page | 19212 / 1658 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023028892 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 9, 2023 |
| Title Company | NOT AVAILABLE, ALLIED TITLE LLC SUITE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,247.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 894 SEBRING AVE, BOUND BROOK, NJ 08805-1513 |
| Name | Verified Name |
|---|---|
| Address | 3 VALLEY RD, BOONTON, NJ 07005-9130 |
| Document Number | 0000028893 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 2023028893 |
| Name | ROCK WELL FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,400 (-) Land $152,900 Building $343,500 | $496,400 (-) Land $152,900 Building $343,500 | |
| 2025 | $10,524.00 (+5.75%) | $496,400 (+36.9%) Land $152,900 Building $343,500 | $496,400 (+36.9%) Land $152,900 Building $343,500 |
| 2024 | $9,952.00 (+18.84%) | ||
| 2023 | $362,600 (+315.83%) Land $152,900 Building $209,700 | $362,600 (+315.83%) Land $152,900 Building $209,700 | |
| 2022 | $8,374.00 Veteran's exemption | $87,200 Land $41,300 Building $45,900 | $87,200 Land $41,300 Building $45,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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