Middlesex County and Middlesex Borough property record for 12 Garden Pl, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 970 sqft · built 1956 |
| Lot Size | 0.212 acres (9,213 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $131,100 (Jul 1993) |
| Tax Bill | $9,532 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00065-0000-00029 |
| Primary APN | 10-00065-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 970 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 9,213 sqft (0.212 acres) |
| Lot Dimensions | 100 ft deep x 14 ft wide |
| Street Address | 12 GARDEN PL |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 92.14X100 30-31 |
| Legal Subdivision | LINCOLN HEIGHTS |
| Legal Block | 65 |
| Legal Lot Number | 29 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 101 |
12 Garden Pl is owned and occupied by two individuals who bought it in July 1993.
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 GARDEN PL, MIDDLESEX, NJ 08846-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1993 · Amount on File |
| Deed Sale | Jul 30, 1993 · Amount on File |
| Deed Book / Page | 4082 / 440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 12 GARDEN PL, MIDDLESEX, NJ 08846-1405 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000039485 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 18901/1458 |
| Instrument | 2022039485 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 12 Garden Pl was $9,532, up 5.8% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,200 (+4.58%) Land $152,900 Building $317,300 | $470,200 (+4.58%) Land $152,900 Building $317,300 | |
| 2025 | $9,532.00 (+5.82%) | $449,600 Land $152,900 Building $296,700 | $449,600 Land $152,900 Building $296,700 |
| 2024 | $9,008.00 | ||
| 2023 | $389,300 Land $152,900 Building $236,400 | $389,300 Land $152,900 Building $236,400 | |
| 2022 | $8,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Garden Pl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Garden Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures