Clay County property record for 16 Garden Ct, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,507 sqft · built 1996 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091C 30A 0181700 |
| Primary APN | 091C 30A 0181700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,507 sqft Finished Area |
| 1st Floor Area | 1,421 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 16 GARDEN CT |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD WAVERLY GOLF DEV PT LOT FD-2 DB 304/381 |
| Legal Range | 07E |
| Legal Township | 17 |
| Legal Section | 30 |
| Legal Subdivision | OLD WAVERLY GOLF |
| Legal Lot Number | FD-2 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5605 ASHLEY SQ N, MEMPHIS, TN 38120-2417 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Feb 9, 2021 | Deed of Trust, Mortgage FIRSTBANK |
| Feb 9, 2021 | Deed of Trust, Mortgage FIRSTBANK |
| Mar 27, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 16 GARDEN CT, WEST POINT, MS 39773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000544/316 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 544/316 |
| Instrument | 2022002970 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 16 GARDEN CT, WEST POINT, MS 39773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000545/46 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 545/46 |
| Instrument | 2022003194 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 25, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 16 GARDEN CT, WEST POINT, MS 39773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000530/346 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 530/346 |
| Instrument | 2021000459 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 29, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 16 GARDEN CT, WEST POINT, MS 39773 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 530/346 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 530/346 |
| Instrument | 2021000459 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 29, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 27, 2020 |
| Property Address | 16 GARDEN CT, WEST POINT, MS 39773 |
| Document Number | 000304/381 |
| Book / Page | 304 / 381 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 2020001030 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5605 ASHLEY SQ N, MEMPHIS, TN 38120-2417 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5605 ASHLEY SQ N, MEMPHIS, TN 38120-2417 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 (-54.27%) | $37,986 (-) Land $6,000 Building $31,986 | $253,241 (-) Land $40,000 Building $213,241 |
| 2024 | $37,986 (+20.04%) Land $6,000 Building $31,986 | $253,241 (+20.04%) Land $40,000 Building $213,241 | |
| 2023 | $4,736.00 (+1.09%) | $31,645 Land $6,000 Building $25,645 | $210,966 Land $40,000 Building $170,966 |
| 2022 | $4,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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