Clay County property record for 40 Garden Ct, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,676 sqft · built 1996 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,406 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091C 30A 0181400 |
| Primary APN | 091C 30A 0181400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,676 sqft Finished Area |
| 1st Floor Area | 1,628 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 40 GARDEN CT |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD WAVERLY GOLF DEV PT LOT FD-2 DB 309/936 |
| Legal Range | 07E |
| Legal Township | 17 |
| Legal Section | 30 |
| Legal Subdivision | OLD WAVERLY GOLF CLUB DEVELOPMENT |
| Legal Lot Number | FD-2 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950500 |
40 Garden Ct is owned by an individual who acquired it in October 2017.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 194 LA TOUR BLVD, MATHEWS, LA 70375-2402 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POWER MORTGAGE INC |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POWER MORTGAGE INC |
| Nov 9, 2021 | Warranty Deed, Transfer |
| Oct 23, 2017 | Warranty Deed, Transfer |
| Oct 23, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2017 |
| Deed Sale | Oct 23, 2017 |
| Deed Document Number | 20175786 |
| Deed Book / Page | 296 / 50 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 40 GARDEN CT, WEST POINT, MS 39773 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000538/901 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 538/901 |
| Instrument | 2021006011 |
| Name | POWER MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 40 GARDEN CT, WEST POINT, MS 39773 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 538/901 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 538/901 |
| Instrument | 2021006011 |
| Name | POWER MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Nov 9, 2021 |
| Property Address | 40 GARDEN CT, WEST POINT, MS 39773 |
| Document Number | 000309/936 |
| Book / Page | 309 / 936 |
| Map Reference | PB 3 PG 50 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021006010 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3333 CLUBHILL DR, MEMPHIS, TN 38125-8821 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 194 LA TOUR BLVD, MATHEWS, LA 70375-2402 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 23, 2017 |
| Property Address | 40 GARDEN CT, WEST POINT, MS 39773 |
| Document Number | 296/50 |
| Book / Page | 296 / 50 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 2017005786 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3286 POINTE SOUTH CV, 3286, MEMPHIS, TN 38125-8820 |
| Name | Verified Name |
|---|---|
| Address | 3894 PARK AVE, MEMPHIS, TN 38111-6635 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Oct 23, 2017 |
| Property Address | 40 GARDEN CT, WEST POINT, MS 39773 |
| Document Number | 0000296/50 |
| Book / Page | 296 / 50 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 2017005786 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3286 POINTE SOUTH CV, MEMPHIS, TN 38125-8820 |
| Name | Verified Name |
|---|---|
| Address | 3894 PARK AVE, MEMPHIS, TN 38111-6635 |
The 2025 property tax bill for 40 Garden Ct was $2,406.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,406.00 | $42,194 (-) Land $6,000 Building $36,194 | $281,293 (-) Land $40,000 Building $241,293 |
| 2024 | $42,194 (+20.28%) Land $6,000 Building $36,194 | $281,293 (+20.28%) Land $40,000 Building $241,293 | |
| 2023 | $5,250.00 (+1.1%) | $35,081 Land $6,000 Building $29,081 | $233,872 Land $40,000 Building $193,872 |
| 2022 | $5,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Garden Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Garden Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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