Worcester County and Charlton Town property record for 16 Freeman Rd, Charlton, MA 01507
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,016 sqft · built 1998 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2018) |
| Tax Bill | $5,893 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance Feb 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAR M:0042 B:000C L:00005-8 |
| Primary APN | CHAR M:0042 B:000C L:00005-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 3,777 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 93,654 sqft (2.15 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 16 FREEMAN RD |
|---|---|
| City | CHARLTON |
| State | MA |
| Zip | 01507-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | C |
| Legal Lot Number | 5-8 |
| Jurisdiction | CHARLTON MA |
| Township / Civil Division | CHARLTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 756102 |
16 Freeman Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Worcester County and Charlton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Feb 18, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Nov 7, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 17, 2018 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jul 19, 2017 | Quit Claim Deed, Transfer ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on File |
| Deed Sale | Jul 17, 2018 · Amount on File |
| Prior Sale | Jun 27, 2003 · Amount on File |
| Deed Book / Page | 59112 / 316 |
| Transfer Doc | 059112-316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00068718-1 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 68718/1 |
| Instrument | 3653 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071647-221 |
|---|---|
| Date | Feb 18, 2025 |
| Book Page | 71647/221 |
| Instrument | 12796 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62838-313 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 62838/313 |
| Instrument | 78541 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLTON MA |
| Property Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Document Number | 61412-128 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 FREEMAN RD CHARLTON MA 015071308, CHARLTON, MA 01507-1308 |
| Document Number | 61412-128 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 061412/000128 |
| Instrument | 122023 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLTON MA |
| Recording Date | Jul 17, 2018 |
| Property Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Document Number | 59112-316 |
| Book / Page | 059112 / 000316 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 72651 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,641.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 FREEMAN RD CHARLTON MA 015071308, CHARLTON, MA 01507-1308 |
| Document Number | 59112-319 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 059112/000319 |
| Instrument | 72652 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLTON MA |
| Recording Date | Jul 19, 2017 |
| Property Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Document Number | 57438-244 |
| Book / Page | 57438 / 244 |
| Instrument | 76423 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $40.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 FREEMAN RD, CHARLTON, MA 01507-1308 |
| Document Number | 57438-249 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 57438/249 |
| Instrument | 76424 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 16 Freeman Rd was $5,893, up 1.3% from the year before.
Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Charlton Town |
| Unified School District | Dudley-Charlton Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,893.00 (+1.27%) | $538,700 (+3.04%) Land $97,100 Building $441,600 | $584,687 (+21.01%) |
| 2025 | $5,819.00 (+2.41%) | $522,800 (+4.33%) Land $94,100 Building $428,700 | $483,170 (-4.18%) |
| 2024 | $5,682.00 (+2.45%) | $501,100 (+9.96%) Land $93,900 Building $407,200 | $504,260 |
| 2023 | $5,546.00 | $455,700 Land $89,700 Building $366,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Freeman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Freeman Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures