16 Fairlawn St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 16 Fairlawn St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,494 sqft · built 1917
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,162,000 (Mar 2024)
Tax Bill	$20,817 (2026)
Deeds & Mortgages	Mar 2024 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`551400 153-7-2-82`

Property Details

APN / Parcel Number

Primary APN	`551400 153-7-2-82`
Alternative APN	`140015300700020820000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,494 sqft Living Area
1st Floor Area	1,204 sqft
2nd Floor Area	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16 FAIRLAWN ST
City	RYE
State	NY
Zip	10580-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	2
Legal Lot Number	82.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3012
Census Tract	7600

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 FAIRLAWN ST, RYE, NY 10580-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Bargain and Sale Deed, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 24, 2020	Grant Deed, Transfer FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Dec 24, 2020 · Amount on Record
Deed Document Number	20243647
Prior Transfer Date	Jul 15, 1994
Prior Transfer Doc	1090000105
Record Updated	Oct 29, 2026

March 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 28, 2024
Property Address	16 FAIRLAWN ST, RYE, NY 10580-3210
Document Number	0640733647
Map Reference	MAP 5777
Instrument Date	Mar 15, 2024
Instrument	640733647
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$8,648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 FAIRLAWN ST, RYE, NY 10580-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 PURCHASE ST APT C43, C43, RYE, NY 10580-5122

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	16 FAIRLAWN ST, RYE, NY 10580-3210
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 FAIRLAWN ST, RYE, NY 10580-3210

Mortgage

Document Number	0613203338
Date	Nov 16, 2021
Instrument	613203338

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	7.37%
Max Rate	7.37%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 24, 2020
Property Address	16 FAIRLAWN ST, RYE, NY 10580-3210
Document Number	0602903287
Book / Page	060290 / 003287
Instrument Date	Nov 30, 2020
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$5,860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	211 DEEPBROOK RD WYCKOFF NJ 074812503, WYCKOFF, NJ 07481-2503

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,817.00 (-16.4%)
2025	$24,901.00	$16,200 (-) Land $3,550 Building $12,650	$1,372,881 (+6.78%) Land $300,847 Building $1,072,034
2024		$16,200 (-) Land $3,550 Building $12,650	$1,285,714 (+2.38%) Land $281,746 Building $1,003,968
2023		$16,200 Land $3,550 Building $12,650	$1,255,814 Land $275,194 Building $980,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	71 (1978–2024)
Claims Outside the SFHA	16 of 71
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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