Westchester County and Rye City property record for 13 Fairlawn St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,949 sqft · built 2012 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,275,000 (Sep 2022) |
| Tax Bill | $59,265 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-7-2-79 |
| Primary APN | 551400 153-7-2-79 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,949 sqft Living Area |
| 1st Floor Area | 2,017 sqft |
| 2nd Floor Area | 1,932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | Central |
|---|
| Street Address | 13 FAIRLAWN ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | SOUTH OF OAKLAND GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 79.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 FAIRLAWN ST, RYE, NY 10580-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage BETHPAGE FCU |
| Feb 22, 2021 | Deed of Trust, Mortgage · Line of Credit HSBC BANK USA |
| Aug 18, 2020 | Deed, Transfer · ARM HSBC BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2022 · Amount on Record |
| Deed Sale | Sep 9, 2022 · Amount on Record |
| Prior Sale | Aug 18, 2020 · Amount on Record |
| Deed Document Number | 20223173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 9, 2022 |
| Property Address | 13 FAIRLAWN ST, RYE, NY 10580-3209 |
| Document Number | 0622233173 |
| Map Reference | MAP 5777 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 622233173 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 FAIRLAWN ST, 13, RYE, NY 10580-3209 |
| Name | Verified Name |
|---|---|
| Address | 164 DIAMOND ST, BROOKLYN, NY 11222-3008 |
| Document Number | 0622503722 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 622503722 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 13 FAIRLAWN ST, RYE, NY 10580-3209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0610274006 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 610274006 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 18, 2020 |
| Property Address | 13 FAIRLAWN ST, RYE, NY 10580-3209 |
| Document Number | 0602033724 |
| Map Reference | MAP 5777 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 602033724 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 FAIRLAWN ST, 13, RYE, NY 10580-3209 |
| Name | Verified Name |
|---|---|
| Address | 354 RYE BEACH AVE, RYE, NY 10580-3433 |
| Investor | Possibly a Property Investor |
| Document Number | 0602243525 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 602243525 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.3% |
| Index | 1-Year LIBOR |
| Max Rate | 7.3% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,265.00 (+342.9%) | ||
| 2025 | $13,381.00 | $46,750 (-) Land $7,550 Building $39,200 | $3,961,865 (+6.78%) Land $639,831 Building $3,322,034 |
| 2024 | $46,750 (-) Land $7,550 Building $39,200 | $3,710,317 (+2.38%) Land $599,206 Building $3,111,111 | |
| 2023 | $46,750 Land $7,550 Building $39,200 | $3,624,031 Land $585,271 Building $3,038,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 71 (1978–2024) |
| Claims Outside the SFHA | 16 of 71 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures