16 Exchange St, Le Roy, NY 14482 Property Records

Genesee County and Le Roy Town property record for 16 Exchange St, Le Roy, NY 14482

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,741 sqft · built 1986
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Company Names on File
Tax Bill	$5,985 (2026)
Deeds & Mortgages	Oct 2023 Transfer Jun 2021 Line of Credit + 2 more
APN	`183601 11.-3-11.12`

Property Details

APN / Parcel Number

Primary APN	`183601 11.-3-11.12`
Alternative APN	`36010110000003011012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,161 sqft
Basement Area	580 sqft
Finished Basement	580 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	189 ft deep x 98.1 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 EXCHANGE ST
City	LE ROY
State	NY
Zip	14482-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CON
Legal Block	3
Legal Lot Number	11.012
Jurisdiction	GENESEE NY
Township / Civil Division	LE ROY
Census Block Group	2
Census Block	2024
Census Tract	951200

Owner

16 Exchange St is owned by a company that acquired it in September 2023 and is owner-occupied.

Source: Genesee County and Le Roy Town records, as of September 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	16 EXCHANGE ST, LE ROY, NY 14482-1523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit EASTMAN SAVING & LOAN FCU
Mar 24, 2017	Intrafamily Transfer, Transfer NOT AVAILABLE, REID A. WHITING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 6, 2023
Transfer Doc	0020231581
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE NY
Recording Date	Oct 17, 2023
Property Address	16 EXCHANGE ST, LE ROY, NY 14482-1523
Document Number	DE20231581
Instrument Date	Sep 6, 2023
Instrument	DE2023-1581
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 E MAIN ST, LE ROY, NY 14482-1211

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	16 EXCHANGE ST, LE ROY, NY 14482-1523
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG20211047
Date	Jun 11, 2021
Instrument	MTG2021-1047

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE NY
Property Address	16 EXCHANGE ST, LE ROY, NY 14482-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG201889
Date	Jan 19, 2018
Instrument	MTG2018-89

Lender

Name	EASTMAN SAVING & LOAN FCU

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE NY
Recording Date	Mar 24, 2017
Property Address	16 EXCHANGE ST, LE ROY, NY 14482-1523
Document Number	0000002017/0000000405
Book / Page	0000002017 / 0000000405
Instrument Date	Mar 7, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, REID A. WHITING

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 EXCHANGE ST, LE ROY, NY 14482-1523

Tax Assessment & Valuation

The 2026 property tax bill for 16 Exchange St was $5,985 with a homeowner's exemption, up 3% from the year before.

Source: Genesee County and Le Roy Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Genesee County
County Subdivision	Le Roy Town
Municipality	Le Roy Village
Unified School District	Le Roy Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,985.00 (+3.03%) Homeowner's exemption
2025	$5,809.00	$163,000 Land $13,200 Building $149,800	$175,269 Land $14,194 Building $161,075
2023		$120,000 (-) Land $13,200 Building $106,800	$156,863 (+8.5%) Land $17,255 Building $139,608
2022		$120,000 Land $13,200 Building $106,800	$144,578 Land $15,904 Building $128,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Exchange St; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA GENESEE public/private · serves 16,541 people · EPA ID NY1800547
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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