16 Emerald Ave, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 16 Emerald Ave, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,746 sqft · built 1951
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Apr 2010)
Tax Bill	$4,813 (2026)
Deeds & Mortgages	Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`57 0000 0051 A`

Property Details

APN / Parcel Number

Primary APN	`57 0000 0051 A`
Alternative APN	`LAWR M:0057 B:0000 L:0051`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
Gross Area	3,753 sqft
Basement Area	1,091 sqft
Unfinished Basement	1,091 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	57 0000 0051 A
Street Address	16 EMERALD AVE
City	LAWRENCE
State	MA
Zip	01843-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAND SOUTH LAWRENCE
Legal Lot Number	51
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1023
Census Tract	251700

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 EMERALD AVE, LAWRENCE, MA 01843-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2010 · Amount on Record
Deed Sale	Apr 1, 2010 · Amount on Record
Deed Document Number	20108407
Deed Book / Page	11993 / 242
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	16 EMERALD AVE, LAWRENCE, MA 01843-3707
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17089-350
Date	Aug 20, 2021
Book Page	17089/350
Instrument	27856

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,813.00 (+4%)	$557,100 (+5.93%) Land $195,000 Building $362,100	$612,356 (+18.14%)
2025	$4,628.00 (+7.7%)	$525,900 (+13.22%) Land $163,800 Building $362,100	$518,320
2024	$4,297.00 (-5.04%)	$464,500 (+4.29%) Land $143,500 Building $321,000
2023	$4,525.00	$445,400 Land $143,500 Building $301,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20