Essex County and Lawrence City property record for 12 Emerald Ave, Lawrence, MA 01843
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,268 sqft · built 1952 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Apr 2022) |
| Tax Bill | $4,522 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57 0000 0050 A |
| Primary APN | 57 0000 0050 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 3,489 sqft |
| Basement Area | 1,268 sqft |
| Unfinished Basement | 1,268 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 57 0000 0050 A |
|---|---|
| Street Address | 12 EMERALD AVE |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 50 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 251700 |
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 EMERALD AVE, LAWRENCE, MA 01843-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2022 | Quit Claim Deed, Transfer · FHA Mortgage CITIZENS BANK |
| Jul 3, 2020 | Deed of Trust, Mortgage · ARM NESC FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on Record |
| Deed Sale | Apr 13, 2022 · Amount on Record |
| Prior Sale | Feb 28, 2003 · Amount on Record |
| Deed Document Number | 20229002 |
| Deed Book / Page | 17411 / 179 |
| Prior Transfer Date | Apr 12, 2022 |
| Prior Transfer Doc | 017411-179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Apr 13, 2022 |
| Property Address | 12 EMERALD AVE, LAWRENCE, MA 01843-3707 |
| Document Number | 017411-179 |
| Book / Page | 17411 / 179 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 9002 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 EMERALD AVE, LAWRENCE, MA 01843-3707 |
| Document Number | 0000009003 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 9003 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 12 EMERALD AVE, LAWRENCE, MA 01843-3707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16381-213 |
|---|---|
| Date | Jul 3, 2020 |
| Book Page | 16381/213 |
| Instrument | 16639 |
| Name | NESC FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Sep 1, 2025 |
| Index | 5-Year CMT |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,522.00 (+4.41%) | $523,400 (+6.34%) Land $195,000 Building $328,400 | $566,491 (+14.83%) |
| 2025 | $4,331.00 (+4.54%) | $492,200 (+9.89%) Land $163,800 Building $328,400 | $493,335 |
| 2024 | $4,143.00 (-4.65%) | $447,900 (+4.72%) Land $143,500 Building $304,400 | |
| 2023 | $4,345.00 | $427,700 Land $143,500 Building $284,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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