16 E Prospect St, Smithfield, RI 02917 Property Records

Smithfield Town property record for 16 E Prospect St, Smithfield, RI 02917 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1965
Lot Size	0.619 acres (26,970 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 1998)
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-1959-00`

Property Details

APN / Parcel Number

Primary APN	`3-1959-00`
Alternative APN	`SMIT M:28 B:000 L:012 U`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	1,404 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,970 sqft (0.619 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-1959-00
Street Address	16 E PROSPECT ST
City	SMITHFIELD
State	RI
Zip	02917-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4049
Census Tract	12602

Owner

Source: Smithfield Town records · APN 3-1959-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 E PROSPECT ST, SMITHFIELD, RI 02917-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 1998 · Amount on Record
Deed Sale	Dec 11, 1998 · Amount on Record
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	16 E PROSPECT ST, SMITHFIELD, RI 02917-4126
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001425-245
Date	Jun 13, 2022
Book Page	1425/245
Instrument	2022-1980

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Smithfield Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,871.00 (+12.68%)	$393,100 (+24.75%) Land $151,300 Building $241,800
2023	$4,323.00 (+2.68%)	$315,100 (-) Land $128,500 Building $186,600
2022	$4,210.00	$315,100 Land $128,500 Building $186,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.