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10 E Prospect St, Smithfield, RI 02917 Property Records

Smithfield Town property record for 10 E Prospect St, Smithfield, RI 02917 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,210 sqft · built 1950
Lot Size0.372 acres (16,204 sqft)
Owner2 Individual Names on File
Last Sale$244,900 (May 2014)
Tax Bill$5,789 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2022 Refinance
+ 6 more
Flood ZoneZone X (minimal risk)
APN18-0940-97

Property Details

APN / Parcel Number

Primary APN18-0940-97
Alternative APN
  • SMIT M:28 B:000 L:017 U

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,210 sqft Living Area
Gross Area4,656 sqft
1st Floor Area1,548 sqft
AtticAttic
Attic Area468 sqft
Basement Area1,262 sqft
Unfinished Basement1,262 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,204 sqft (0.372 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number18-0940-97
Street Address10 E PROSPECT ST
CitySMITHFIELD
StateRI
Zip02917-4108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number17
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group4
Census Block4049
Census Tract12602

Owner

Source: Smithfield Town records · APN 18-0940-97

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Nov 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CELEBRITY HOME LOANS
Mar 27, 2024Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Jan 02, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
NEW AMERICAN FUNDING
Sep 09, 2021Quit Claim Deed, Transfer
Quitclaim
Sep 09, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
PRIMELENDING
Nov 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PRIMELENDING
Aug 31, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2014 · Amount on Record
Deed SaleMay 01, 2014 · Amount on Record
Deed Book / Page955 / 99
Last Transfer DateSep 03, 2021
Transfer Doc1379-45
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001584-320
DateMar 30, 2026
Book Page1584/320
Instrument2026-672
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001446-273
DateNov 16, 2022
Book Page1446/273
Instrument2022-3622
Lender
NameCELEBRITY HOME LOANS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001495-200
DateMar 27, 2024
Book Page1495/200
Instrument2024-636
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001529-158
DateJan 02, 2025
Book Page1529/158
Instrument2025-2
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSMITHFIELD RI
Recording DateSep 09, 2021
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Document Number1379-45
Book / Page1379 / 45
Instrument DateSep 03, 2021
Instrument2021-3904
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSMITHFIELD RI
Recording DateSep 09, 2021
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Document Number0001379-26
Book / Page1379 / 26
Instrument DateSep 03, 2021
Instrument2021-3901
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001379-30
DateSep 09, 2021
Book Page1379/30
Instrument2020-3903
Lender
NamePRIMELENDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1316-307
DateNov 30, 2020
Book Page1316/307
Instrument2020-4657
Lender
NamePRIMELENDING
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSMITHFIELD RI
Recording DateAug 31, 2018
Property Address10 E PROSPECT ST, SMITHFIELD, RI 02917-4108
Document Number1179-145
Book / Page1179 / 145
Instrument45813
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

Tax$39.32
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Tax Assessment & Valuation

Source: Smithfield Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,789.00 (+11.78%)$467,200 (+23.76%) Land $161,300 Building $305,900
2023$5,179.00 (+2.7%)$377,500 (-) Land $141,300 Building $236,200
2022$5,043.00$377,500 Land $141,300 Building $236,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070126024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1979–2010)
Claims Outside the SFHA6 of 8
Most Recent ClaimMar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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