16 E Payne Rd, Marion, NC 28752 Property Records

McDowell County property record for 16 E Payne Rd, Marion, NC 28752

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,064 sqft · built 1999
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2022)
Tax Bill	$269 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0689-00-23-8827`

Property Details

APN / Parcel Number

Primary APN	`0689-00-23-8827`
Alternative APNs	`29031` `77796`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Heated Area
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77796
Street Address	16 E PAYNE RD
City	MARION
State	NC
Zip	28752-8672
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.63 AC PER PENDERGRASS SURVEY 09/24/1999
Jurisdiction	MCDOWELL NC
Township / Civil Division	MONTFORD COVE
Census Block Group	4
Census Block	4018
Census Tract	970902

Owner

Source: McDowell County assessment roll, APN 0689-00-23-8827, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16 E PAYNE RD, MARION, NC 28752-8672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	0001403274
Deed Book / Page	1403 / 274
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 16, 2022
Property Address	16 E PAYNE RD, MARION, NC 28752-8672
Document Number	0014030274
Book / Page	1403 / 274
Instrument Date	Jun 16, 2022
Instrument	2022003687
Transaction Type	Transfer
Record Updated	Jun 09, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 ALMA MORGAN DR, MARION, NC 28752-7764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 E PAYNE RD, MARION, NC 28752-8672

Mortgage

Document Number	2022003688
Date	Jun 16, 2022
Instrument	2022003688

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	9.9%

Tax Assessment & Valuation

Source: McDowell County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$269.00	$38,060 (-) Land $20,000 Building $18,060
2023	$269.00	$38,060 Land $20,000 Building $18,060	$38,060 Land $20,000 Building $18,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), as of December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 34 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35

May also be available: Spectrum.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Payne Rd

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