347 E Payne Rd, Marion, NC 28752 Property Records

McDowell County property record for 347 E Payne Rd, Marion, NC 28752

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 1,260 sqft · built 1968
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Last Sale$331,000 (Jan 2022)
Tax Bill$2,019 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0689-00-25-6610

Property Details

APN / Parcel Number

Primary APN0689-00-25-6610
Alternative APNs
  • 56056
  • 76683

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,260 sqft Heated Area
Basement Area1,380 sqft
Finished Basement690 sqft
Unfinished Basement690 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area108,900 sqft
Lot Width535 ft Width
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number76683
Street Address347 E PAYNE RD
CityMARION
StateNC
Zip28752-8674
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description2.50 AC
JurisdictionMCDOWELL NC
Township / Civil DivisionMONTFORD COVE
Census Block Group4
Census Block4018
Census Tract970902

Owner

347 E Payne Rd, a rural home, is owned and occupied by an individual who bought it in January 2022.

Source: McDowell County records, as of September 29, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address347 E PAYNE RD, MARION, NC 28752-8674
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2022 · Amount on File
Deed SaleJan 6, 2022 · Amount on File
Deed Document Number0001383418
Deed Book / Page1383 / 418
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJan 6, 2022
Property Address347 E PAYNE RD, MARION, NC 28752-8674
Document Number0013830418
Book / Page1383 / 418
Instrument DateJan 5, 2022
Instrument2022000106
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 E PAYNE RD, MARION, NC 28752-8674

Mortgage

Document Number2022000107
DateJan 6, 2022
Instrument2022000107
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 347 E Payne Rd was $2,019.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,019.00$285,250 Land $25,000 Building $260,250
2023$1,002.00$141,640 Land $25,000 Building $116,640$285,250 Land $25,000 Building $260,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 347 E Payne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 347 E Payne Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Payne Rd

Nearby Streets

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