16 E Howard St, Pontiac, MI 48342 Property Records

Oakland County property record for 16 E Howard St, Pontiac, MI 48342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,251 sqft · built 2006
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2022)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-14-29-230-026`

Property Details

APN / Parcel Number

Primary APN	`64-14-29-230-026`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	834 sqft
Basement Area	834 sqft
Unfinished Basement	834 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Deck Area	16 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	16 E HOWARD ST
City	PONTIAC
State	MI
Zip	48342-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 29 ASSESSORS PLAT NO 30 LOT 13, ALSO LOT 14 EXC BEG AT SE LOT COR, TH S 88-16-46 W 66 FT, TH N 02-49-08 W
Legal Range	10E
Legal Township	03N
Legal Section	29
Legal Subdivision	ASSESSORS PLAT NO 30
Legal Lot Number	13-14
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3004
Census Tract	141600

Owner

16 E Howard St is owned and occupied by two individuals who bought it in May 2022.

Source: Oakland County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 E HOWARD ST, PONTIAC, MI 48342-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Dec 8, 2006 · Amount on File
Deed Document Number	2022378979
Deed Book / Page	57752 / 624
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 6, 2022
Property Address	16 E HOWARD ST, PONTIAC, MI 48342-1434
Document Number	0000378979
Book / Page	57752 / 624
Map Reference	LB 1A PG 30
Instrument Date	May 3, 2022
Instrument	378979
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 E HOWARD ST, 16, PONTIAC, MI 48342-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 E HOWARD ST, PONTIAC, MI 48342-1434

Mortgage

Document Number	0000382696
Date	May 16, 2022
Book Page	57774/176
Instrument	382696

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16 E Howard St was $1,786 with a homeowner's exemption, down 6.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (-6.15%) Homeowner's exemption	$52,560	$105,120
2024	$1,903.00
2023		$45,000	$90,000
2021	$890.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 E Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 E Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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