16 E Elm St, Algona, IA 50511 Property Records

Kossuth County property record for 16 E Elm St, Algona, IA 50511

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,846 sqft · built 1910
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$53,000 (Apr 2007)
Tax Bill$1,326 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-02-331-009

Property Details

APN / Parcel Number

Primary APN22-02-331-009

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,846 sqft Living Area
Basement Area566 sqft
Unfinished Basement986 sqft
FlooringSoftwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16 E ELM ST
CityALGONA
StateIA
Zip50511-1505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 60' OF L 1 BLK 2 AP OF W 10RDS BLK
Legal SubdivisionAUDITORS PLAT OF RESERVATION 1
JurisdictionKOSSUTH IA
Township / Civil DivisionALGONA
Census Block Group1
Census Block1022
Census Tract950400

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 E ELM ST, ALGONA, IA 50511-1505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2007 · Amount on Record
Deed SaleApr 20, 2007 · Amount on Record
Deed Document Number20071591
Deed Book / Page2007 / 1591
Prior Transfer DateApr 17, 2007
Prior Transfer Doc02007/1591
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKOSSUTH IA
Property Address16 E ELM ST, ALGONA, IA 50511-1505
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1309
DateMay 10, 2021
Book Page2021/1309
Instrument2021 1309
Lender
NameIOWA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAlgona City
CountyKossuth County
Unified School DistrictAlgona Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,326.00 (+5.74%) Homeowner's exemption$94,913 (+12.59%) Land $15,000 Building $79,913
2024$1,254.00 (+1.62%)
2023$84,301 Land $13,500 Building $70,801$84,301 (-11.18%) Land $13,500 Building $70,801
2021$1,234.00$94,913 Land $15,000 Building $79,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONA MUNICIPAL UTILITIES
serves 5,487 people · EPA ID IA5502015
Water SourceGroundwater
Last State InspectionNov 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Algona Municipal Utilities
Cable · Fiber in parts of the area
150 / 25
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

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