101 E Elm St, Algona, IA 50511 Property Records

Kossuth County property record for 101 E Elm St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,530 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2024)
Tax Bill	$2,352 (2025)
Deeds & Mortgages	Sep 2026 Transfer Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-02-329-005`

Property Details

APN / Parcel Number

Primary APN	`22-02-329-005`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Attic	Attic
Attic Area	397 sqft
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 E ELM ST
City	ALGONA
State	IA
Zip	50511-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 27 & 28 EX E 60' BLK 277 AP
Legal Subdivision	CALLS ADD
Legal Lot Number	27 28
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1023
Census Tract	950400

Owner

Source: Kossuth County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 E ELM ST, ALGONA, IA 50511-1508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2023	Warranty Deed, Transfer
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	2024809
Deed Book / Page	2024 / 809
Last Transfer Date	Sep 17, 2026
Transfer Doc	0000002416
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSSUTH IA
Recording Date	Sep 17, 2026
Property Address	101 E ELM ST, ALGONA, IA 50511-1508
Document Number	0000002416
Book / Page	2026 / 2416
Instrument Date	Sep 17, 2026
Instrument	20262416
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E ELM ST, ALGONA, IA 50511-1508

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Feb 24, 2023
Property Address	101 E ELM ST, ALGONA, IA 50511-1508
Document Number	002023/503
Book / Page	2023 / 503
Instrument Date	Feb 6, 2023
Instrument	2023 0503
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$164.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E ELM ST, ALGONA, IA 50511-1508

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	101 E ELM ST, ALGONA, IA 50511-1508
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3738
Date	Dec 1, 2021
Book Page	2021/3738
Instrument	2021 3738

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,352.00 (+30.96%)	$148,897 (+40.42%) Land $18,000 Building $130,897
2024	$1,796.00 (+1.81%)
2023		$106,035 Land $16,200 Building $89,835	$106,035 (-28.79%) Land $16,200 Building $89,835
2021	$1,764.00		$148,897 Land $18,000 Building $130,897

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable · Fiber in parts of the area	150 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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