16 E 31 S, Valparaiso, IN 46383 Property Records

Porter County property record for 16 E 31 S, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,054 sqft · built 2017
Lot Size	3.67 acres (159,865 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,396 (2024)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`64-12-01-152-002.000-008`

Property Details

APN / Parcel Number

Primary APN	`64-12-01-152-002.000-008`
Alternative APN	`00043852803`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,054 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	1,027 sqft
Attic	Attic
Attic Area	1,144 sqft
Basement Area	1,027 sqft
Finished Basement	455 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Roof Material	Asphalt
Lot Area	159,865 sqft (3.67 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 E 31 S
City	VALPARAISO
State	IN
Zip	46383-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF LOT 2 & LOT 4 IN MORGAN MINOR 1739-C-1 LOT 4 3.67A
Legal Subdivision	MORGAN MINOR
Legal Lot Number	2,4
Jurisdiction	PORTER IN
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1003
Census Tract	51010

Owner

16 E 31 S is owned and occupied by two individuals who acquired it in August 2023.

Source: Porter County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 E 31 S, VALPARAISO, IN 46383-9600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Correction Deed
Aug 11, 2023	Transfer on Death Deed, Transfer
Jan 18, 2017	Deed of Trust, Mortgage · ARM HORIZON BANK NA
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 16, 2023
Transfer Doc	0000013119
Record Updated	Sep 20, 2026

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	PORTER IN
Recording Date	Aug 17, 2023
Property Address	16 E 31 S, VALPARAISO, IN 46383-9600
Document Number	0000013119
Map Reference	FILE 45-D-5A
Instrument Date	Aug 16, 2023
Instrument	2023-013119
Record Updated	Aug 30, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16 E 31 S, VALPARAISO, IN 46383-9600

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PORTER IN
Recording Date	Aug 11, 2023
Property Address	16 E 31 S, VALPARAISO, IN 46383-9600
Document Number	0000012733
Instrument Date	Aug 4, 2023
Instrument	2023-012733
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16 E 31 S, VALPARAISO, IN 46383-9600

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	16 E 31 S, VALPARAISO, IN 46383-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000968
Date	Jan 18, 2017
Instrument	2017-000968

Lender

Name	HORIZON BANK NA
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	11.3%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	16 E 31 S, VALPARAISO, IN 46383-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020157
Date	Sep 5, 2018
Instrument	2018-020157

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	16 E 31 S, VALPARAISO, IN 46383-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019429
Date	Sep 5, 2019
Instrument	2019-019429

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	16 E 31 S, VALPARAISO, IN 46383-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDSERV NATIONAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012013
Date	May 22, 2020
Instrument	2020-012013

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Morgan Township
Unified School District	East Porter County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$455,500 Land $115,800 Building $339,700	$455,500 Land $115,800 Building $339,700
2024	$3,396.00 (+7.74%)
2023	$3,152.00 (+2.67%)	$421,800 (+10.13%) Land $61,500 Building $360,300	$421,800 (+10.13%) Land $61,500 Building $360,300
2022	$3,070.00	$383,000 Land $61,500 Building $321,500	$383,000 Land $61,500 Building $321,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 E 31 S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 E 31 S is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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