15 E 31 S, Valparaiso, IN 46383 Property Records

Porter County property record for 15 E 31 S, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,118 sqft · built 2020
Lot Size	6.53 acres (284,447 sqft)
Owner	Individual Name on File
Tax Bill	$5,880 (2024)
Deeds & Mortgages	Dec 2019 Construction Loan Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-12-01-151-004.000-008`

Property Details

APN / Parcel Number

Primary APN	`64-12-01-151-004.000-008`
Alternative APNs	`641201110001000008` `18000000237` `00000968081`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,118 sqft Living Area
Basement Area	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Material	Other
Lot Area	284,447 sqft (6.53 acres)
Garage Type	Attached
Garage Area	729 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000968081
Old Parcel Number	641201110001000008
Street Address	15 E 31 S
City	VALPARAISO
State	IN
Zip	46383-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN MINOR 1739-C-1 LOT 1 6.53A DITCH
Legal Subdivision	MORGAN MINOR
Legal Lot Number	1 6
Jurisdiction	PORTER IN
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1003
Census Tract	51010

Owner

15 E 31 S is owned and occupied by an individual who acquired it in July 2019.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	15 E 31 S, VALPARAISO, IN 46383-9602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTIER BANK
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Sep 24, 2020	Loan Modification, Mortgage CENTIER BK
Jul 18, 2019	Warranty Deed, Transfer LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019
Deed Sale	Jul 18, 2019
Deed Document Number	0000014179
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	15 E 31 S, VALPARAISO, IN 46383-9602
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029091
Date	Dec 30, 2019
Instrument	2019-029091

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Oct 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	15 E 31 S, VALPARAISO, IN 46383-9602
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026729
Date	Oct 8, 2020
Instrument	2020-026729

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PORTER IN
Property Address	15 E 31 S, VALPARAISO, IN 46383-9602
Document Number	0000025666
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 31 S VALPARAISO IN 46383, VALPARAISO, IN 46383

Mortgage

Document Number	0000025666
Date	Sep 30, 2020
Instrument	25666

Lender

Name	CENTIER BK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

Interest

Rate Type	Fixed Rate
Rate	4.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Jul 18, 2019
Property Address	15 E 31 S, VALPARAISO, IN 46383-9602
Document Number	0000014179
Instrument Date	Jun 28, 2019
Instrument	14179
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 E 250 S VALPARAISO IN 463837843, VALPARAISO, IN 46383-7843

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Morgan Township
Unified School District	East Porter County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$757,500 Land $171,500 Building $586,000	$757,500 Land $171,500 Building $586,000
2024	$5,880.00 (+10.48%)
2023	$5,322.00 (+3.18%)	$682,200 Land $91,200 Building $591,000	$682,200 Land $91,200 Building $591,000
2022	$5,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 E 31 S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 E 31 S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 99.3% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Surf Internet.

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